Insuring Polaris Industries
jet skis and boards · the USA
Polaris builds jet skis and boards in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
jet skis and boards
Typical sizes
3 bis 3.5 m
Premium from
from about €99 a year
Worth knowing
Polaris Industries; cover, cost and conditions
Personal watercraft from the years of construction 1992 to 2004 characterise this programme: SL, SLT, SLX, Virage, Genesis, MSX and Octane, six model ranges with a length of 3 to 3.5 m. Production has ended, and every craft of this brand from the USA is used today and is valued accordingly.
With craft of this age, discussion about the current market value rarely leads anywhere. Instead we agree an agreed value and settle with no deduction for depreciation, in the Premium tier with no age limit. Full hull cover also covers collision, grounding, vandalism and theft of parts.
A craft with the designation Beta is insured with us. The trailer with which such craft are usually moved is included at no extra premium; cover applies during launching, while in transit and in winter storage. Third-party liability with 10 to 50 million euros remains the basis.
Questions and answers
Frequent questions
How is a personal watercraft from the nineties valued?
Through an agreed value settled when the policy is taken out. In the event of a claim, settlement follows this agreed value, with no deduction for depreciation and, in the Premium tier, with no age limit.
Is transport on the trailer covered as well?
Yes. The trailer is included at no extra premium, and cover applies while in transit, during launching, during craning and in winter storage. There is no time window and no night clause.
The cover that fits
For the whole class of boat
What matters for jet skis and boards is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring jet skis and boards, every brand and every condition
Other builders in this class
All makes by type of boat
jet skis and boards
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence is required on almost every water.
Registration
Registration from 3 hp; an official number or boat certificate is required.
Waters
In many places only on designated areas; forbidden on Lake Constance and Bavarian waters.
Equipment
Lifejacket, kill switch with lanyard, helmet when racing; check the kill cord before every run.
Cruising range
Up to 2 nm off the coast is advisable; proof of insurance is compulsory in Croatia, Italy and Spain.
Weather
From Beaufort 4 it gets demanding; wind against current builds a steep, short sea.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Polaris, with value and cover
SL 650 / 750 / 780 is a jet ski from Polaris (the USA), built from 1992 to 2000, and today changes hands at between €1,000 and €4,000.
SLT / SLTX / SLX is a jet ski from Polaris (the USA), built from 1993 to 2001, and today changes hands at between €1,000 and €5,000.
Virage / Virage TX is a jet ski from Polaris (the USA), built from 2000 to 2004, and today changes hands at between €2,000 and €5,000.
Genesis / Genesis i is a jet ski from Polaris (the USA), built from 1999 to 2004, and today changes hands at between €2,000 and €6,000.
MSX 110 / 140 is a jet ski from Polaris (the USA), built from 2003 to 2004, and today changes hands at between €2,000 and €6,000.
Freedom / Octane is a jet ski from Polaris (the USA), built from 2002 to 2004, and today changes hands at between €2,000 and €5,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a jet ski theft cover and engine output matter. We write them with and without an immobiliser and with no age limit on the craft.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Polaris insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.