Insuring Etap Yachting
sailing boats and sailing yachts · Belgium
Etap builds sailing boats and sailing yachts in Belgium. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Belgium
Class
sailing boats and sailing yachts
Typical sizes
6 bis 12 m
Premium from
from €39 a year for liability
Worth knowing
Etap Yachting; cover, cost and conditions
Etap built sailing yachts between 6 and 11 metres in Belgium until 2011, with one special feature: a double hull with a foam-filled space in between, which makes the yachts unsinkable. Even with the hull fully flooded they stay afloat. For the insurance that is a real risk advantage, as total loss by sinking is practically ruled out.
What remains are collision, grounding, rig damage, theft and fire. And one point that counts with foam-filled hulls: a repair to the sandwich is more involved than to single-skin laminate, because the foam layer is affected as well and cannot simply be laminated over. That argues for an agreed value at replacement level and not at residual value, since the brand no longer exists and yard-specific parts come from the used market.
Questions and answers
Frequent questions
Are unsinkable yachts cheaper to insure?
The absence of the sinking risk is factored into the risk assessment. Repairs to the foam-filled sandwich hull are, in return, more involved than to single-skin laminate.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Etap, with value and cover
Etap 22 (classic) is a sailing boat from Etap (Belgium), built from 1975 to 1995, and today changes hands at between €8,000 and €26,000.
Etap 26 / 30 is a sailing boat from Etap (Belgium), built from 1985 to 2010, and today changes hands at between €15,000 and €68,000.
Etap 32 / 37 is a sailing yacht from Etap (Belgium), built from 1995 to 2010, and today changes hands at between €45,000 and €130,000.
Etap 20 / 21i / 23i is a sailing boat from Etap (Belgium), built from 1980 to 2008, and today changes hands at between €6,000 and €24,000.
Etap 28s / 34s is a sailing yacht from Etap (Belgium), built from 1990 to 2012, and today changes hands at between €18,000 and €62,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Etap insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
