Insuring Finngulf
sailing boats and sailing yachts · Finland
Finngulf builds sailing boats and sailing yachts in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
sailing boats and sailing yachts
Typical sizes
10 bis 14 m
Premium from
from €39 a year for liability
Worth knowing
Finngulf; cover, cost and conditions
For a cruising yacht it is the sail area that determines the premium, not the engine output. The Finnish models Finngulf 33 and 37 as well as 41 and 46 measure between 10 and 14 metres and were built from 1995 and from 2000 to 2015 respectively. Value, year of construction and cruising range are added as further factors.
Finngulf builds for the Baltic and the North Sea, so a coastal cruising range is the rule. You define it when you take out the policy. If your trip takes you beyond your own coastline, you receive the international certificate of insurance automatically in ten languages.
For yachts from this build period the agreed value applies: compensation is paid with no deduction for depreciation (new for old), in the Premium tariff with no age limit. Club races are included from Basis-Plus upwards, and races with ranking status are declared when you take out the policy.
Questions and answers
Frequent questions
How is a 14 metre cruising yacht rated?
Through the type of boat, value, year of construction, sail area and cruising range. Up to a sum insured of 2.5 million euros the policy can be taken out online; above that we examine each case individually.
Does the cover also apply in the Baltic and the North Sea?
Yes, we agree the cruising range in the contract. Yes. Cover also applies in winter storage and during craning, launching and transport.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Finngulf, with value and cover
Finngulf 33 / 37 is a sailing yacht from Finngulf (Finland), built from 1995 to 2015, and today changes hands at between €75,000 and €190,000.
Finngulf 41 / 46 is a sailing yacht from Finngulf (Finland), built from 2000 to 2015, and today changes hands at between €180,000 and €420,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Finngulf insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
