Bavaria 47 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Bavaria 47 (forty-seven) is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Bavaria
- Type of boat
- sailing yacht
- Length overall
- 14.68 m
- Built
- 1993 to 2001
Length from our boat catalogue for the 1993–2001 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,718 a year
or €156 a month if paid monthly
Liability and hull · boat value €97,000 (market value) · built 1999 · North Sea, Baltic and Mediterranean
Finance, example
€889 a month
Purchase price €97,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bavaria 47: cover, cost and conditions
The premium for the Bavaria 47 (forty-seven) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Bavaria 47 (forty-seven) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 47 at the usual market value of €97,000 the premium is €1,718 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,599, liability for €119. Tariff as of 01.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Bavaria 47 (forty-seven) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Bavaria 47, number forty-seven.
What is a used Bavaria 47 worth?
A used Bavaria 47 built between 1994 and 2002 in average condition is typically worth between
€75,700 and €117,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €92,500 to €117,700 | €105,100 |
| 2001 | €90,100 to €114,700 | €102,400 |
| 2000 | €86,100 to €109,600 | €97,900 |
| 1999 | €85,600 to €109,000 | €97,300 |
| 1997 | €81,700 to €104,000 | €92,900 |
| 1996 | €78,600 to €100,000 | €89,300 |
| 1994 | €75,700 to €96,300 | €86,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 47;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Bavaria 47.
Market today
For sale in November 2026
3
Typical asking price, 1999 boat
€98,400
Our value, 1999 boat
€97,300
Asking prices against our value
+1%
In November 2026 we found 3 boats of the Bavaria 47 for sale.
Typical asking price for a 1999 Bavaria 47: €98,400.
Our value for a Bavaria 47 of that year: €97,300.
Asking prices and value of the Bavaria 47 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Bavaria 47 we found for sale most recently.
2000
Finland
1994
14.60 m, Greece
1998
14.33 m, United Kingdom
year newer than our values
€104,130
Listing on apolloduck.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 47?
Yes.
We accept a Bavaria 47 (forty-seven) like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Bavaria 47 cost?
Cover for the Bavaria 47 (forty-seven) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Bavaria 47 at the usual market value of €97,000 the premium is €1,718 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,599, liability for €119.
Tariff as of 01.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Bavaria 47 (forty-seven) is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Bavaria 47 (forty-seven) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Bavaria 47 (forty-seven) through the switching service at
no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Bavaria 47 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
