Bavaria C45 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Bavaria C45 (forty-five), you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Bavaria
- Type of boat
- sailing yacht
- Length overall
- 13.98 m
- Beam
- 4.49 m
- Built
- since 2015
Manufacturer figures for the Bavaria C45, 2026 model year; your own papers count.
Finance, example
€2,400 a month
Purchase price €262,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bavaria C45: cover, cost and conditions
Five figures decide what cover for the Bavaria C45 (forty-five) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Bavaria C45 (forty-five) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Bavaria C45 (forty-five) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Bavaria C45, number forty-five.
What is a used Bavaria C45 worth?
A used Bavaria C45 built between 2018 and 2024 in average condition is typically worth between
€179,100 and €389,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €293,600 to €373,700 | €333,600 |
| 2023 | €234,300 to €298,200 | €266,300 |
| 2022 | €306,300 to €389,900 | €348,100 |
| 2021 | €212,000 to €269,900 | €240,900 |
| 2020 | €213,200 to €271,300 | €242,300 |
| 2019 | €230,300 to €293,100 | €261,700 |
| 2018 | €179,100 to €228,000 | €203,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria C45;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 8% off the value of a Bavaria C45.
Market today
For sale in October 2026
15
Typical asking price, 2021 boat
€261,400
Our value, 2021 boat
€240,900
Asking prices against our value
+9%
In October 2026 we found 15 boats of the Bavaria C45 for sale.
Typical asking price for a 2021 Bavaria C45: €261,400.
Our value for a Bavaria C45 of that year: €240,900.
Asking prices for the Bavaria C45 are about 9% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 15 boats of the Bavaria C45 we found for sale most recently.
2023
Germany
2022
14.43 m, Turkey
2021
Netherlands
2020
Spain
2020
13.98 m, Italy
2020
France
2019
13.98 m, Croatia
2019
Greece
2019
13.60 m, Italy
2019
Italy
2019
Germany
2019
14.02 m, Denmark
2018
13.98 m, Croatia
2018
14.43 m, Croatia
2018
13.98 m, Italy
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria C45?
Yes.
For accepting the Bavaria C45 (forty-five) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Bavaria C45 cost?
The premium for the Bavaria C45 (forty-five) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Bavaria C45 (forty-five) change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Bavaria C45 (forty-five):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Bavaria C45 (forty-five),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Bavaria C45 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
