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Bella 530 Smart insurance: calculate your premium
Model page, insured as a motorboat
We insure the Bella 530 Smart as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Bella / Flipper
- Type of boat
- motorboat
- Length overall
- 5.27 m
- Built
- 2006 to 2017
Length from our boat catalogue for the 2006–2017 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€366 a year
or €33 a month if paid monthly
Liability and hull · boat value €14,000 (market value) · built 2011 · 110 hp assumed · inland waters
Finance, example
€128 a month
Purchase price €14,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bella / Flipper Bella 530 Smart: cover, cost and conditions
Bella 530 Smart: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Bella 530 Smart: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Bella 530 Smart cost? The premium starts from €49 a year. For a Bella 530 Smart at the usual market value of €14,000 the premium is €366 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €257, liability for €109. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bella 530 Smart with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Bella 530 Smart worth?
A used Bella 530 Smart built between 2009 and 2014 in average condition is typically worth between
€11,100 and €16,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €13,100 to €16,700 | €14,900 |
| 2013 | €12,700 to €16,100 | €14,400 |
| 2012 | €12,600 to €16,000 | €14,300 |
| 2011 | €12,300 to €15,700 | €14,000 |
| 2010 | €11,700 to €14,900 | €13,300 |
| 2009 | €11,100 to €14,100 | €12,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Bella 530 Smart;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Bella 530 Smart.
Market today
For sale in November 2026
3
Typical asking price, 2012 boat
€14,700
Our value, 2012 boat
€14,300
Asking prices against our value
+3%
In November 2026 we found 3 boats of the Bella 530 Smart for sale.
Typical asking price for a 2012 Bella 530 Smart: €14,700.
Our value for a Bella 530 Smart of that year: €14,300.
Asking prices and value of the Bella 530 Smart are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Bella 530 Smart we found for sale most recently.
2013
Sweden
2008
5.18 m, Sweden
year newer than our values
€11,223
Listing on blocket.se ↗2008
5.18 m, Sweden
year newer than our values
€13,833
Listing on blocket.se ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bella 530 Smart?
Yes.
Neither the make nor the model decides whether the Bella 530 Smart is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bella 530 Smart cost?
Cover starts from €49 a year.
For a Bella 530 Smart at the usual market value of €14,000 the premium is €366 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €257, liability for €109.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bella 530 Smart vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bella 530 Smart is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bella 530 Smart free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bella 530 Smart insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
