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Bella 655 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Bella 655: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Bella / Flipper
- Type of boat
- motorboat
- Length overall
- 6.82 m
- Built
- 1997 to 2017
Length from our boat catalogue for the 1997–2017 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€573 a year
or €52 a month if paid monthly
Liability and hull · boat value €27,000 (market value) · built 2007 · 110 hp assumed · inland waters
Finance, example
€247 a month
Purchase price €27,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bella / Flipper Bella 655: cover, cost and conditions
How much does the name Bella 655 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Bella 655? It starts from €49 a year. For a Bella 655 at the usual market value of €27,000 the premium is €573 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €464, liability for €109. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Bella 655 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Bella / Flipper Bella 655,
number six hundred fifty-five.
What is a used Bella 655 worth?
A used Bella 655 built between 2000 and 2014 in average condition is typically worth between
€16,200 and €40,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €31,700 to €40,300 | €36,000 |
| 2013 | €30,600 to €39,000 | €34,800 |
| 2012 | €29,900 to €38,100 | €34,000 |
| 2011 | €29,500 to €37,500 | €33,500 |
| 2010 | €27,900 to €35,500 | €31,700 |
| 2009 | €26,000 to €33,100 | €29,600 |
| 2008 | €25,100 to €31,900 | €28,500 |
| 2007 | €23,900 to €30,400 | €27,200 |
| 2006 | €21,200 to €27,000 | €24,100 |
| 2005 | €20,200 to €25,700 | €23,000 |
| 2004 | €19,700 to €25,100 | €22,400 |
| 2003 | €20,400 to €26,000 | €23,200 |
| 2002 | €17,400 to €22,200 | €19,800 |
| 2001 | €16,700 to €21,300 | €19,000 |
| 2000 | €16,200 to €20,600 | €18,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Bella 655;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Bella 655.
Market today
For sale in November 2026
3
Typical asking price, 2007 boat
€26,600
Our value, 2007 boat
€27,200
Asking prices against our value
−2%
In November 2026 we found 3 boats of the Bella 655 for sale.
Typical asking price for a 2007 Bella 655: €26,600.
Our value for a Bella 655 of that year: €27,200.
Asking prices and value of the Bella 655 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Bella 655 we found for sale most recently.
2006
6.40 m, Norway
2003
6.40 m, Denmark
2003
Denmark
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bella 655?
Yes, the Bella 655 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Bella 655 cost?
It starts from €49 a year.
For a Bella 655 at the usual market value of €27,000 the premium is €573 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €464, liability for €109.
Tariff as of 02.11.2026, your own boat may differ.
What your Bella 655 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Bella 655 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Bella 655,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Bella 655 free of
charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Bella 655 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
