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Bella 620 DC insurance: calculate your premium

Model page, insured as a motorboat

We insure the Bella 620 DC as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make
Bella / Flipper
Type of boat
motorboat
Length overall
6.18 m
Built
2000 to 2022

Length from our boat catalogue for the 2000–2022 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€470 a year

or €42 a month if paid monthly

Liability and hull · boat value €21,000 (market value) · built 2008 · 110 hp assumed · inland waters

Calculate premium

Finance, example

€192 a month

Purchase price €21,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 6.18 m against a metre scale, to scale. Built 2000 to 2022.

Bella / Flipper Bella 620 DC: cover, cost and conditions

Bella 620 DC: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Bella 620 DC: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.

What does cover for a Bella 620 DC cost? The premium starts from €49 a year. For a Bella 620 DC at the usual market value of €21,000 the premium is €470 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €361, liability for €109. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Bella 620 DC with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Bella / Flipper Bella 620 DC,

number six hundred twenty.

What is a used Bella 620 DC worth?

A used Bella 620 DC built between 2003 and 2018 in average condition is typically worth between

€16,400 and €34,700 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2018€27,300 to €34,700€31,000
2017€25,200 to €32,000€28,600
2016€23,600 to €30,000€26,800
2010€19,500 to €24,800€22,200
2009€19,000 to €24,200€21,600
2008€18,400 to €23,400€20,900
2007€18,000 to €22,900€20,400
2006€17,700 to €22,500€20,100
2005€17,600 to €22,400€20,000
2004€16,900 to €21,500€19,200
2003€16,400 to €20,900€18,600

With agreed-value cover, the agreed sum counts after a total loss of your Bella 620 DC;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Bella 620 DC.

Market today

For sale in November 2026

9

Typical asking price, 2008 boat

€21,000

Our value, 2008 boat

€20,900

Asking prices against our value

+0%

In November 2026 we found 9 boats of the Bella 620 DC for sale.

Typical asking price for a 2008 Bella 620 DC: €21,000.

Our value for a Bella 620 DC of that year: €20,900.

Asking prices and value of the Bella 620 DC are close together.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 10 boats of the Bella 620 DC we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Bella 620 DC.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Bella 620 DC?

Yes.

Neither the make nor the model decides whether the Bella 620 DC is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Bella 620 DC cost?

Cover starts from €49 a year.

For a Bella 620 DC at the usual market value of €21,000 the premium is €470 a year:

liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.

Hull cover accounts for €361, liability for €109.

Tariff as of 02.11.2026, your own boat may differ.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Bella 620 DC vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Bella 620 DC is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Bella 620 DC free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Bella / Flipper Bella 702 Bella / Flipper Bella 655 Bella / Flipper Bella 621 DC Bella / Flipper 640 DC Bella / Flipper 620 C Bella / Flipper Bella 530 Excel Bella / Flipper Bella 26 Falcon Bella / Flipper Bella 9000 Bella / Flipper Bella 530 Smart Bella / Flipper 512 Excel Bella / Flipper 703 Bella / Flipper 490 R Bella / Flipper 561 HT Bella / Flipper 570 C Bella / Flipper 600 BR Bella / Flipper 700 Bella / Flipper 550 BR Bella / Flipper 500 BR Bella / Flipper 600 R Bella / Flipper 550 R Bella / Flipper 485 R

All models by Bella / Flipper

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Bella 620 DC insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A couple laughs on the bow of a small motorboat on a forest lake in the sunshine

Day off, on the water

Feet in the water, head in the clouds.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77