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Beneteau First 210 Spirit insurance: calculate your premium
Model page, insured as a sailing boat
We insure the Beneteau First 210 Spirit as a sailing boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing boat
- Length overall
- 6.36 m
- Built
- 1992 to 2002
Length from our boat catalogue for the 1992–2002 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€278 a year
or €23 a month if paid monthly
Liability and hull · boat value €9,000 (market value) · built 1999 · North Sea and Baltic
Finance, example
€82 a month
Purchase price €9,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau First 210 Spirit: cover, cost and conditions
Beneteau First 210 Spirit: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau First 210 Spirit: On a sailing boat the condition of rig and fittings decides. A dismasting from a gust or a collision is covered, worn terminals after twenty years are not. Sails and standing rigging are included under full cover.
What does cover for a Beneteau First 210 Spirit cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau First 210 Spirit at the usual market value of €9,000 the premium is €278 a year: liability and hull in Basis-Plus, North Sea and Baltic, about 18 m² of sail, hull excess €250, paid annually. Hull cover accounts for €219, liability for €59. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau First 210 Spirit with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Beneteau First 210 Spirit worth?
A used Beneteau First 210 Spirit built between 1996 and 1999 in average condition is typically
worth between €7,700 and €10,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1999 | €7,700 to €9,800 | €8,700 |
| 1996 | €8,400 to €10,600 | €9,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau First 210
Spirit; with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
5
Typical asking price, 1999 boat
€8,200
Our value, 1999 boat
€8,700
Asking prices against our value
−6%
In October 2026 we found 5 boats of the Beneteau First 210 Spirit for sale.
Typical asking price for a 1999 Beneteau First 210 Spirit: €8,200.
Our value for a Beneteau First 210 Spirit of that year: €8,700.
The Beneteau First 210 Spirit is offered about 6% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Beneteau First 210 Spirit we found for sale most recently.
1997
6.40 m, United Kingdom
year newer than our values
1995
6.40 m, France
year newer than our values
1995
6.47 m, France
year newer than our values
1994
6.25 m, France
year newer than our values
€10,000
Listing on yachtall.com ↗1993
6.40 m, France
year newer than our values
1991
6.40 m, France
year newer than our values
€11,000
Listing on yachtall.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau First 210 Spirit?
Yes.
Neither the make nor the model decides whether the Beneteau First 210 Spirit is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau First 210 Spirit cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau First 210 Spirit at the usual market value of €9,000 the premium is €278 a year:
liability and hull in Basis-Plus, North Sea and Baltic, about 18 m² of sail, hull excess €250,
paid annually.
Hull cover accounts for €219, liability for €59.
Tariff as of 21.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau First 210 Spirit vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau First 210 Spirit is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau First 210 Spirit free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau First 210 Spirit insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
