Beneteau First 53+5 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Beneteau First 53+5 (fifty-three) is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 15.75 m
- Built
- 1988 to 1997
Length from our boat catalogue for the 1988–1997 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,400 a year
or €218 a month if paid monthly
Liability and hull · boat value €124,000 (market value) · built 1993 · North Sea, Baltic and Mediterranean
Finance, example
€1,136 a month
Purchase price €124,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau First 53+5: cover, cost and conditions
The premium for the Beneteau First 53+5 (fifty-three) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Beneteau First 53+5 (fifty-three) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau First 53+5 at the usual market value of €124,000 the premium is €2,400 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €500, paid annually. Hull cover accounts for €2,201, liability for €199. Tariff as of 21.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Beneteau First 53+5 (fifty-three) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau First 53+5, number fifty-three.
What is a used Beneteau First 53+5 worth?
A used Beneteau First 53+5 built between 1991 and 1994 in average condition is typically worth
between €89,900 and €143,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1994 | €112,400 to €143,100 | €127,800 |
| 1993 | €110,300 to €140,400 | €125,400 |
| 1992 | €107,700 to €137,100 | €122,400 |
| 1991 | €89,900 to €114,500 | €102,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau First 53+5;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Beneteau First 53+5.
Market today
For sale in October 2026
4
Typical asking price, 1993 boat
€97,100
Our value, 1993 boat
€125,400
Asking prices against our value
−23%
In October 2026 we found 4 boats of the Beneteau First 53+5 for sale.
Typical asking price for a 1993 Beneteau First 53+5: €97,100.
Our value for a Beneteau First 53+5 of that year: €125,400.
The Beneteau First 53+5 is offered about 23% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Beneteau First 53+5 we found for sale most recently.
1992
15.90 m, international
1991
16.20 m, France
1991
15.77 m, France
1991
France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau First 53+5?
Yes.
We accept a Beneteau First 53+5 (fifty-three) like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Beneteau First 53+5 cost?
Cover for the Beneteau First 53+5 (fifty-three) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau First 53+5 at the usual market value of €124,000 the premium is €2,400 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €2,201, liability for €199.
Tariff as of 21.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Beneteau First 53+5 (fifty-three) is called often depends on the year and the
papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau First 53+5 (fifty-three) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Beneteau First 53+5 (fifty-three) through the switching
service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Beneteau First 53+5 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
