Beneteau First 35 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau First 35 (thirty-five) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 10.75 m
- Built
- 1977 to 2018
Length from our boat catalogue for the 1977–2018 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,001 a year
or €91 a month if paid monthly
Liability and hull · boat value €42,000 (market value) · built 1992 · North Sea, Baltic and Mediterranean
Finance, example
€385 a month
Purchase price €42,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau First 35: cover, cost and conditions
Beneteau First 35 (thirty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Beneteau First 35 (thirty-five) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau First 35 at the usual market value of €42,000 the premium is €1,001 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €250, paid annually. Hull cover accounts for €912, liability for €89. Tariff as of 20.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau First 35 (thirty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Beneteau First 35, number thirty-five.
What is a used Beneteau First 35 worth?
A used Beneteau First 35 built between 1980 and 2015 in average condition is typically worth
between €26,000 and €97,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2015 | €76,900 to €97,900 | €87,400 |
| 2014 | €75,000 to €95,400 | €85,200 |
| 2013 | €71,700 to €91,200 | €81,400 |
| 2012 | €69,400 to €88,400 | €78,900 |
| 2011 | €68,800 to €87,600 | €78,200 |
| 2010 | €67,200 to €85,500 | €76,300 |
| 2009 | €65,900 to €83,900 | €74,900 |
| 2004 | €62,100 to €79,100 | €70,600 |
| 2000 | €46,800 to €59,600 | €53,200 |
| 1998 | €45,300 to €57,600 | €51,400 |
| 1993 | €38,200 to €48,600 | €43,400 |
| 1992 | €36,600 to €46,600 | €41,600 |
| 1991 | €35,500 to €45,100 | €40,300 |
| 1990 | €33,700 to €42,900 | €38,300 |
| 1988 | €32,400 to €41,200 | €36,800 |
| 1987 | €31,000 to €39,400 | €35,200 |
| 1986 | €30,400 to €38,600 | €34,500 |
| 1985 | €29,300 to €37,300 | €33,300 |
| 1984 | €28,900 to €36,800 | €32,900 |
| 1983 | €27,800 to €35,400 | €31,600 |
| 1982 | €27,100 to €34,500 | €30,800 |
| 1981 | €26,000 to €33,000 | €29,500 |
| 1980 | €26,000 to €33,000 | €29,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau First 35;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau First 35.
Market today
For sale in October 2026
21
Typical asking price, 1992 boat
€44,700
Our value, 1992 boat
€41,600
Asking prices against our value
+7%
In October 2026 we found 21 boats of the Beneteau First 35 for sale.
Typical asking price for a 1992 Beneteau First 35: €44,700.
Our value for a Beneteau First 35 of that year: €41,600.
Asking prices for the Beneteau First 35 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 21 boats of the Beneteau First 35 we found for sale most recently.
2012
United Kingdom
2011
10.82 m, Croatia
2010
10.97 m, Sweden
2010
10.67 m, Greece
2010
10.67 m, Sweden
2010
France
1993
10.71 m, France
1993
10.49 m, France
1990
Portugal
1990
10.80 m, United Kingdom
1988
Ireland
1984
10.80 m, Netherlands
1982
10.77 m, France
1982
10.77 m, France
1981
10.78 m, United Kingdom
1981
United Kingdom
1980
10.36 m, France
1994
10.54 m, United Kingdom
year newer than our values
€42,120
Listing on apolloduck.com ↗1994
10.36 m, United Kingdom
year newer than our values
€46,683
Listing on apolloduck.com ↗1994
United Kingdom
year newer than our values
€47,010
Listing on scanboat.com ↗1989
10.21 m, Italy
year newer than our values
€31,000
Listing on yachtall.com ↗
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau First 35?
Yes.
Neither the make nor the model decides whether the Beneteau First 35 (thirty-five) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau First 35 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau First 35 at the usual market value of €42,000 the premium is €1,001 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €912, liability for €89.
Tariff as of 20.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau First 35 (thirty-five) vary with the papers and the model
year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau First 35 (thirty-five) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau First 35 (thirty-five) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau First 35 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.