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Beneteau Monte Carlo 52 insurance: calculate your premium
Model page, insured as a motor yacht
If you own a Beneteau Monte Carlo 52, you insure it with us as a motor yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- motor yacht
- Length overall
- 16.33 m
- Built
- since 2016
Length from our boat catalogue for the 2016–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€5,643 a year
or €516 a month if paid monthly
Liability and hull · boat value €675,000 (market value) · built 2020 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€6,184 a month
Purchase price €675,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Monte Carlo 52: cover, cost and conditions
Five figures decide what cover for the Beneteau Monte Carlo 52 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Beneteau Monte Carlo 52 the premium starts from €49 a year. For a Beneteau Monte Carlo 52 at the usual market value of €675,000 the premium is €5,643 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €5,494, liability for €149. Tariff as of 21.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Beneteau Monte Carlo 52 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Beneteau Monte Carlo 52, number fifty-two.
What is a used Beneteau Monte Carlo 52 worth?
A used Beneteau Monte Carlo 52 built between 2019 and 2021 in average condition is typically worth
between €556,100 and €818,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2021 | €642,900 to €818,300 | €730,600 |
| 2020 | €594,300 to €756,400 | €675,300 |
| 2019 | €556,100 to €707,700 | €631,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Monte Carlo 52;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
3
Typical asking price, 2020 boat
€845,000
Our value, 2020 boat
€675,300
Asking prices against our value
+25%
In October 2026 we found 3 boats of the Beneteau Monte Carlo 52 for sale.
Typical asking price for a 2020 Beneteau Monte Carlo 52: €845,000.
Our value for a Beneteau Monte Carlo 52 of that year: €675,300.
Asking prices for the Beneteau Monte Carlo 52 are about 25% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Beneteau Monte Carlo 52 we found for sale most recently.
2020
16.32 m, international
2020
16.33 m, Croatia
2020
Croatia
2022
16.33 m, international
year newer than our values
€910,800
Listing on yachtall.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Monte Carlo 52?
Yes.
For accepting the Beneteau Monte Carlo 52 we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Beneteau Monte Carlo 52 cost?
The premium for the Beneteau Monte Carlo 52 starts from €49 a year.
For a Beneteau Monte Carlo 52 at the usual market value of €675,000 the premium is €5,643 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €5,494, liability for €149.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Beneteau Monte Carlo 52 change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Beneteau Monte Carlo 52:
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Beneteau Monte Carlo 52,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Beneteau Monte Carlo 52 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
