Beneteau Sense 50 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau Sense 50 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 14.98 m
- Built
- 2007 to 2020
Length from our boat catalogue for the 2007–2020 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,728 a year
or €248 a month if paid monthly
Liability and hull · boat value €258,000 (market value) · built 2014 · North Sea, Baltic and Mediterranean
Finance, example
€2,364 a month
Purchase price €258,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Sense 50: cover, cost and conditions
Beneteau Sense 50: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau Sense 50: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Beneteau Sense 50 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Sense 50 at the usual market value of €258,000 the premium is €2,728 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,529, liability for €199. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau Sense 50 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Beneteau Sense 50, number fifty.
What is a used Beneteau Sense 50 worth?
A used Beneteau Sense 50 built between 2010 and 2017 in average condition is typically worth
between €199,500 and €325,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2017 | €255,400 to €325,000 | €290,200 |
| 2016 | €240,900 to €306,600 | €273,700 |
| 2015 | €231,800 to €295,000 | €263,400 |
| 2014 | €229,400 to €292,000 | €260,700 |
| 2013 | €211,600 to €269,300 | €240,500 |
| 2012 | €205,600 to €261,600 | €233,600 |
| 2011 | €223,900 to €285,100 | €254,500 |
| 2010 | €199,500 to €253,900 | €226,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Sense 50;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau Sense 50.
Market today
For sale in October 2026
9
Typical asking price, 2014 boat
€303,800
Our value, 2014 boat
€260,700
Asking prices against our value
+17%
In October 2026 we found 9 boats of the Beneteau Sense 50 for sale.
Typical asking price for a 2014 Beneteau Sense 50: €303,800.
Our value for a Beneteau Sense 50 of that year: €260,700.
Asking prices for the Beneteau Sense 50 are about 17% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Beneteau Sense 50 we found for sale most recently.
2014
14.98 m, France
2014
14.98 m, United Kingdom
2014
Finland
2012
15.27 m, France
2012
15.32 m, Turkey
2011
14.98 m, Germany
2011
Denmark
2011
14.98 m, France
2011
15.27 m, France
2011
14.96 m, Denmark
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Sense 50?
Yes.
Neither the make nor the model decides whether the Beneteau Sense 50 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau Sense 50 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Sense 50 at the usual market value of €258,000 the premium is €2,728 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €2,529, liability for €199.
Tariff as of 21.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau Sense 50 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau Sense 50 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau Sense 50 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau Sense 50 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
