Beneteau Sense 51 insurance: calculate your premium
Model page, insured as a sailing yacht
The Beneteau Sense 51 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 15.95 m
- Built
- 2014 to 2022
Length from our boat catalogue for the 2014–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,467 a year
or €224 a month if paid monthly
Liability and hull · boat value €335,000 (market value) · built 2018 · North Sea, Baltic and Mediterranean
Finance, example
€3,069 a month
Purchase price €335,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Sense 51: cover, cost and conditions
For the Beneteau Sense 51 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Beneteau Sense 51 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Sense 51 at the usual market value of €335,000 the premium is €2,467 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,268, liability for €199. Tariff as of 21.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Beneteau Sense 51 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Beneteau Sense 51, number fifty-one.
What is a used Beneteau Sense 51 worth?
A used Beneteau Sense 51 built between 2017 and 2019 in average condition is typically worth
between €270,400 and €403,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2019 | €316,700 to €403,100 | €359,900 |
| 2018 | €295,100 to €375,500 | €335,300 |
| 2017 | €270,400 to €344,200 | €307,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Sense 51;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
3
Typical asking price, 2018 boat
€359,900
Our value, 2018 boat
€335,300
Asking prices against our value
+7%
In October 2026 we found 3 boats of the Beneteau Sense 51 for sale.
Typical asking price for a 2018 Beneteau Sense 51: €359,900.
Our value for a Beneteau Sense 51 of that year: €335,300.
Asking prices for the Beneteau Sense 51 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Beneteau Sense 51 we found for sale most recently.
2018
15.95 m, United Kingdom
2018
15.95 m, international
2018
15.95 m, France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Sense 51?
Yes.
Whether we insure the Beneteau Sense 51 depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Beneteau Sense 51 cost?
For the Beneteau Sense 51 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau Sense 51 at the usual market value of €335,000 the premium is €2,467 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €2,268, liability for €199.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Beneteau Sense 51, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau Sense 51 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Beneteau Sense 51 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Beneteau Sense 51 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
