Insuring Carver Yachts
motor yachts · the USA
Carver builds motor yachts in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motor yachts
Typical sizes
8 bis 17 m
Premium from
from €49 a year for liability
Worth knowing
Carver Yachts; cover, cost and conditions
Carver of Wisconsin builds flybridge and aft cabin yachts with a great deal of interior volume. The large superstructure is the reason why these boats need to be covered with particular care in winter storage: water that enters through windows and sliding hatches leads to moisture damage in the wooden interior, and moisture is a gradual process, not a sudden event. Hull insurance does not pay for anything gradual.
For Carver yachts with petrol engines the rule of engine room ventilation applies: run the blower before every start. Fire and deflagration in the engine room are the most severe damage of all on petrol boats; they are covered under limited hull cover and full hull cover, and they can be prevented with three minutes of patience. A maintenance-free fire extinguisher on board is part of the required equipment in any case.
On the larger model ranges the values are in the six-figure region. That puts the question of the limit of indemnity in third-party liability in a new light: ten million euros is the entry level, fifty million costs little more and covers the only case with no natural upper limit, personal injury. On a yacht with eight guests on board that is not an academic consideration.
Questions and answers
Frequent questions
Is moisture in the interior joinery insured?
Only if it is the consequence of a covered event, such as storm damage to a window. Water entering gradually through leaking seals is wear and tear and is not insured.
What limit of indemnity do you recommend for a flybridge yacht?
Fifty million euros. The additional cost compared with ten million is small, and with personal injury there is no upper limit at which a loss limits itself.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Carver, with value and cover
Mariner / Voyager (classic) is a motor yacht from Carver (the USA), built from 1970 to 1990, and today changes hands at between €15,000 and €55,000.
Santego 340 / 380 is a motor yacht from Carver (the USA), built from 1988 to 2000, and today changes hands at between €35,000 and €95,000.
Aft Cabin 355 / 405 is a motor yacht from Carver (the USA), built from 1990 to 2005, and today changes hands at between €55,000 and €150,000.
Voyager 450 / 530 is a motor yacht from Carver (the USA), built from 1998 to 2012, and today changes hands at between €120,000 and €390,000.
Command Bridge 34 / 41 is a motor yacht from Carver (the USA), built from 2005 to 2019, and today changes hands at between €150,000 and €520,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Carver insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
