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Cobalt R7 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Cobalt R7 (seven): we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Cobalt
- Type of boat
- motorboat
- Length overall
- 8.38 m
- Built
- since 2012
Length from our boat catalogue for the 2012–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,146 a year
or €104 a month if paid monthly
Liability and hull · boat value €122,000 (market value) · built 2019 · 110 hp assumed · inland waters
Finance, example
€1,118 a month
Purchase price €122,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Cobalt R7: cover, cost and conditions
How much does the name Cobalt R7 (seven) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Cobalt R7 (seven)? It starts from €49 a year. For a Cobalt R7 at the usual market value of €122,000 the premium is €1,146 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,037, liability for €109. Tariff as of 13.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Cobalt R7 (seven) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Cobalt R7, number seven.
What is a used Cobalt R7 worth?
A used Cobalt R7 built between 2015 and 2024 in average condition is typically worth between
€72,000 and €173,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €136,500 to €173,700 | €155,100 |
| 2023 | €133,900 to €170,300 | €152,100 |
| 2022 | €128,600 to €163,700 | €146,100 |
| 2021 | €121,200 to €154,200 | €137,700 |
| 2020 | €111,400 to €141,800 | €126,600 |
| 2019 | €103,800 to €132,200 | €118,000 |
| 2018 | €94,800 to €120,600 | €107,700 |
| 2017 | €85,400 to €108,700 | €97,100 |
| 2016 | €78,000 to €99,300 | €88,700 |
| 2015 | €72,000 to €91,600 | €81,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Cobalt R7;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Cobalt R7.
Market today
For sale in November 2026
3
Typical asking price, 2020 boat
€146,200
Our value, 2020 boat
€126,600
Asking prices against our value
+15%
In November 2026 we found 3 boats of the Cobalt R7 for sale.
Typical asking price for a 2020 Cobalt R7: €146,200.
Our value for a Cobalt R7 of that year: €126,600.
Asking prices for the Cobalt R7 are about 15% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Cobalt R7 we found for sale most recently.
2021
8.38 m, Switzerland
2018
8.38 m, Switzerland
2016
8.38 m, Switzerland
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Cobalt R7?
Yes, the Cobalt R7 (seven) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Cobalt R7 cost?
It starts from €49 a year.
For a Cobalt R7 at the usual market value of €122,000 the premium is €1,146 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000,
paid annually.
Hull cover accounts for €1,037, liability for €109.
Tariff as of 13.11.2026, your own boat may differ.
What your Cobalt R7 (seven) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Cobalt R7 (seven) appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Cobalt R7 (seven),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Cobalt R7 (seven)
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Cobalt R7 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
