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Finngulf 28e insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Finngulf 28e as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Finngulf
- Type of boat
- sailing yacht
- Length overall
- 8.62 m
- Built
- 1999 to 2006
Length from our boat catalogue for the 1999–2006 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€870 a year
or €79 a month if paid monthly
Liability and hull · boat value €52,000 (market value) · built 2001 · North Sea, Baltic and Mediterranean
Finance, example
€476 a month
Purchase price €52,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Finngulf 28e: cover, cost and conditions
Finngulf 28e: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Finngulf 28e: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Finngulf 28e cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Finngulf 28e at the usual market value of €52,000 the premium is €870 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 35 m² of sail, hull excess €500, paid annually. Hull cover accounts for €781, liability for €89. Tariff as of 13.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Finngulf 28e with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Finngulf 28e, number twenty-eight.
What is a used Finngulf 28e worth?
A used Finngulf 28e built between 2001 and 2001 in average condition is typically worth between
€48,100 and €55,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2001 | €48,100 to €55,900 | €52,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Finngulf 28e;
with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 3 boats of the Finngulf 28e we found for sale most recently.
2001
8.53 m, Sweden
2001
Finland
2000
8.26 m, Germany
year newer than our values
€44,800
Listing on boote.de ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Finngulf 28e?
Yes.
Neither the make nor the model decides whether the Finngulf 28e is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Finngulf 28e cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Finngulf 28e at the usual market value of €52,000 the premium is €870 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 35 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €781, liability for €89.
Tariff as of 13.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Finngulf 28e vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Finngulf 28e is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Finngulf 28e free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Finngulf 28e insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
