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Four Winns 192 Horizon insurance: calculate your premium
Model page, insured as a motorboat
We insure the Four Winns 192 Horizon as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Four Winns 192 Horizon: cover, cost and conditions
The Four Winns 192 Horizon belongs to the H and TS series, built from 2018 to the present day, and this motorboat is already sailing in our portfolio. Nineteen further Four Winns models are recorded with us. A young boat from current production raises its own questions about value.
With a newer boat in particular, it is worth looking at full hull cover. We agree an agreed value and pay with no deduction for depreciation, in the Premium tariff without any age limit. The value you paid at purchase therefore remains the basis of the indemnity even after several seasons.
Electronics and equipment belong in the schedule accompanying the application, because theft of parts including the outboard is covered under full hull cover. Third-party liability with a limit of indemnity of 10 to 50 million euros sits beneath it, and the policy can be taken out online up to a sum insured of 2.5 million euros.
Frequently asked
Should I list electronics individually?
Yes, for the Four Winns 192 Horizon too:
permanently installed electronics and equipment belong in the schedule accompanying the
application.
That way it is clear in the event of a claim what counts as part of the insured scope.
Is a boat from current production treated differently?
No, not for the Four Winns 192 Horizon either: Year of construction and value go into the premium,
but insurance is provided regardless.
We set the agreed value together before the contract starts.
Other models by this make
Four Winns 192 Horizon insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.