Home / Four Winns / Vista 245
Four Winns Vista 245 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Four Winns Vista 245 (two hundred forty-five) as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Four Winns Vista 245: cover, cost and conditions
A motorboat such as the Four Winns Vista 245 spends a large part of the year ashore. That is exactly where many losses occur: storm on the cradle, fire in the hall, theft in winter storage or a mistake during craning.
Limited hull cover covers fire, storm, lightning strike, the theft of the entire boat and damage in winter storage. Full hull cover adds collision, grounding, vandalism and theft of parts including the outboard, and compensation is paid with no deduction for depreciation.
19 further Four Winns models are on file with us, and the Vista 245 is already sailing in our portfolio. There is no time window and no night clause in the hull insurance, so the cover runs around the clock. The agreed value in full hull cover is already fixed when the policy is concluded.
What is a used Four Winns Vista 245 worth?
A used Four Winns Vista 245 built between 1987 and 1994 in average condition is typically worth
between €16,500 and €22,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1994 | €17,800 to €22,600 | €20,200 |
| 1993 | €17,300 to €22,100 | €19,700 |
| 1992 | €17,300 to €22,100 | €19,700 |
| 1991 | €17,100 to €21,700 | €19,400 |
| 1990 | €16,700 to €21,300 | €19,000 |
| 1989 | €16,800 to €21,400 | €19,100 |
| 1988 | €16,700 to €21,300 | €19,000 |
| 1987 | €16,500 to €20,900 | €18,700 |
Does the sum insured on your Four Winns Vista 245 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the cover also apply in winter storage ashore?
Yes, for the Four Winns Vista 245 too: Damage in winter storage is part of limited hull cover,
as are fire, storm, lightning strike and the theft of the entire boat.
Craning and launching are also included.
Is there a night clause in the hull insurance?
No, not for the Four Winns Vista 245 either:
We work without a time window and without a night clause.
The cover does not depend on the time of day at which the loss occurs.
Other models by this make
Four Winns Vista 245 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
