Four Winns Vista 238 insurance: calculate your premium

Model page, insured as a motorboat

For us the Four Winns Vista 238 is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.

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At a glance

Make

Four Winns

Type of boat

motorboat

Premium from

from €49 a year

Length 7.11 m against a metre scale, to scale. Built 1991 to 2004.

Four Winns Vista 238: cover, cost and conditions

A motorboat is what the Four Winns Vista 238 is, it sails in our portfolio, and 19 further models of this brand are in our listing. Nothing more is recorded with us about this model, so dimensions and engine remain a matter for your papers.

Electronics and equipment belong in the schedule attached to the contract. Whatever is to be co-insured should be named and valued, so that the agreed value of the full hull cover matches the actual scope. Theft of parts including the outboard is contained in the full hull cover.

Limited hull cover bears fire, storm, lightning strike, the theft of the whole boat and damage in winter storage. Cover also applies during craning, during launching and on the transport route, with no time window and no night clause. A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis. You can add it to the hull cover for a premium.

What is a used Four Winns Vista 238 worth?

A used Four Winns Vista 238 built between 1994 and 2001 in average condition is typically worth

between €16,100 and €26,700 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year built	typical range	midpoint
2001	€21,000 to €26,700	€23,800
2000	€20,600 to €26,200	€23,400
1999	€18,200 to €23,200	€20,700
1998	€18,100 to €23,100	€20,600
1997	€17,200 to €21,900	€19,600
1996	€17,000 to €21,600	€19,300
1995	€16,800 to €21,400	€19,100
1994	€16,100 to €20,500	€18,300

Does the sum insured on your Four Winns Vista 238 still match what it is worth today?

After a total loss, that number is what counts.

Estimate your boat

Estimate from our boat records, October 2026. Not a survey.

Frequently asked

Do permanently installed electronics count towards the insured value?

For the Four Winns Vista 238: They should be listed and valued in the schedule attached to the

contract.

Then they are covered by the agreed value and form part of the compensation in the event of a

claim.

Is the outboard protected against theft?

For the Four Winns Vista 238: In full hull cover,

theft of parts including the outboard is contained.

Limited hull cover covers the theft of the whole boat as well as damage in winter storage.

Other models by this make

Four Winns 205 Sundowner Four Winns 215 Sundower Four Winns 278 Vista Four Winns Sundowner 195 Four Winns Sundowner 245 Four Winns 248 Vista Four Winns Freedom 180 Four Winns S215 Four Winns 160 Freedom Four Winns 170 Freedom Four Winns 220 Horizon Four Winns 225 Sundowner Four Winns 268 Vista Four Winns 192 Horizon Four Winns 258 Vista Four Winns Bowrider Horizon 180 Four Winns H 200 SS Four Winns Horizon 210 Four Winns Vista 245 Four Winns H1 Four Winns H2 Four Winns H4 Four Winns H6 Four Winns H9

All models by Four Winns

Four Winns Vista 238 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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