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Four Winns 278 Vista insurance: calculate your premium
Model page, insured as a motorboat
If you own a Four Winns 278 Vista, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Four Winns 278 Vista: cover, cost and conditions
Four Winns 278 Vista is recorded as a motorboat, is among the boats we insure and stands alongside 19 further models of the same brand. When such a boat changes hands, one thing above all is decisive: which value appears in the policy and how it is substantiated in the event of a claim.
When buying second hand, the sum insured should correspond to what a replacement would actually cost, not to the purchase price that was negotiated. Full hull cover therefore works with an agreed value. It is set when the policy is taken out, and in the event of a claim indemnity is paid with no deduction for depreciation.
Third-party liability with a limit of indemnity of 10 to 50 million euros underpins this as the basis. In addition we offer legal expenses cover for water sports, which also applies in disputes after the purchase of a used boat or with a shipyard. Up to a sum insured of 2.5 million euros the policy can be taken out online.
Frequently asked
How is the sum insured substantiated?
For the Four Winns 278 Vista: With the purchase contract, invoices and a list of the equipment.
For larger boats a valuation report can make sense so that the agreed value matches the cost of
replacement.
Does legal expenses cover help after the purchase?
For the Four Winns 278 Vista: Legal expenses cover for water sports can be included.
It is intended for disputes after the purchase of a used boat or with a shipyard.
Other models by this make
Four Winns 278 Vista insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
