Four Winns Sundowner 195 insurance: calculate your premium

Model page, insured as a motorboat

Year, place of purchase and previous owners do not decide whether we insure the Four Winns Sundowner 195: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make

Four Winns

Type of boat

motorboat

Premium from

from €49 a year

Length 5.98 m against a metre scale, to scale. Built 1988 to 2002.

Four Winns Sundowner 195: cover, cost and conditions

Motor boat, in the portfolio, 19 further models of the brand: that is how the Four Winns Sundowner 195 appears in our data. Length, beam and engine are not stored there; we take down these details from you when the policy is taken out. The 195 is a type designation and not a measurement.

Trailering and launching are part of everyday life with boats of this kind. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the protection applies while in transport just as much as during craning and during the time in winter storage. You can add it to the hull cover for a premium.

Engine power is a premium factor, as are value, year of construction and cruising range. If the engine is changed, let us know so that the details in the contract are correct and full hull cover steps in without questions in the event of a claim.

What is a used Four Winns Sundowner 195 worth?

A used Four Winns Sundowner 195 built between 1991 and 1999 in average condition is typically

worth between €10,200 and €14,700 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year built	typical range	midpoint
1999	€10,800 to €13,800	€12,300
1998	€11,200 to €14,200	€12,700
1997	€11,000 to €14,000	€12,500
1996	€10,200 to €13,000	€11,600
1995	€11,500 to €14,700	€13,100
1993	€11,100 to €14,100	€12,600
1992	€11,100 to €14,100	€12,600
1991	€11,200 to €14,200	€12,700

Does the sum insured on your Four Winns Sundowner 195 still match what it is worth today?

After a total loss, that number is what counts.

Estimate your boat

Estimate from our boat records, October 2026. Not a survey.

Frequently asked

Does the protection also apply on the road behind the car?

For the Four Winns Sundowner 195: Transport is included, as are launching and craning.

The trailer itself is covered by the third-party liability at no extra premium from Basis-Plus,

provided it is named in the application with its value.

You can add it to the hull cover for a premium.

What happens with a more powerful engine?

For the Four Winns Sundowner 195: Engine power goes into the premium.

Report the change and we will adjust the contract, and the cover continues without a gap.

Other models by this make

Four Winns 205 Sundowner Four Winns 215 Sundower Four Winns 278 Vista Four Winns Sundowner 245 Four Winns 248 Vista Four Winns Freedom 180 Four Winns S215 Four Winns Vista 238 Four Winns 160 Freedom Four Winns 170 Freedom Four Winns 220 Horizon Four Winns 225 Sundowner Four Winns 268 Vista Four Winns 192 Horizon Four Winns 258 Vista Four Winns Bowrider Horizon 180 Four Winns H 200 SS Four Winns Horizon 210 Four Winns Vista 245 Four Winns H1 Four Winns H2 Four Winns H4 Four Winns H6 Four Winns H9

All models by Four Winns

Four Winns Sundowner 195 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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