Insuring Lucks
sailing boats and sailing yachts · several countries
Lucks builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Lucks; cover, cost and conditions
Listed is the Fördelugger, a sailing boat with years of construction from 1995 to 2003. With a boat for which only one range is documented, the question of insurability quickly arises. Small series and home-built boats can be insured, and the brand has no effect on the premium.
The premium is based on type of boat, value, year of construction, sail area and cruising range. In full hull cover an agreed value is agreed which records the value of the boat in the contract. Compensation is paid in the event of a claim with no deduction for depreciation (new for old), in the Premium tariff with no age limit.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis and is available in Basis, Basis-Plus and Premium. Cover also applies in winter storage, during craning, launching and transport. An existing previous contract is cancelled free of charge under the switching service.
Questions and answers
Frequent questions
Can one-offs and home-built boats be insured?
Yes. We accept small series and home-built boats. What is decisive are the details of the boat itself, that is type of boat, value, year of construction, sail area and cruising range.
How is the value recorded in the contract?
Through the agreed value. It is agreed when the contract is taken out, and full hull cover pays out on this basis with no deduction for depreciation (new for old), in the Premium tariff with no age limit.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Lucks, build years and cover
Fördelugger is a sailing boat from Lucks, built from 1995 to 2003.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
Lucks insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
