Insuring Melges Performance Sailboats
sailing boats and sailing yachts · the USA
Melges builds sailing boats and sailing yachts in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
4 bis 10 m
Premium from
from €39 a year for liability
Worth knowing
Melges Performance Sailboats; cover, cost and conditions
Melges builds pure racing boats between 4.5 and 10 metres in Wisconsin, light hulls, large sail areas, one-design classes with international fleets. They are sports equipment, not cruising boats, and that shapes the insurance: the use is competition, not leisure boating.
Racing use requires an express agreement. With boats of this kind two further points arise: the transport on the trailer to the races is a considerable risk and is covered under the hull insurance if suitable means of transport are used. And the sail wardrobe of an active Melges team often exceeds the value of the boat; it belongs in the sum insured as technical equipment, not as a side issue.
Questions and answers
Frequent questions
Is the transport to races covered?
Yes, transports with suitable means of transport are included. With racing boats this is an essential part of the risk, as these boats are on the road more than others.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Melges, with value and cover
Melges 15 / 17 is a sailing dinghy from Melges, built since 1995, and today changes hands at between €12,000 and €35,000.
Melges 24 / 32 is a sailing boat from Melges, built since 1993, and today changes hands at between €25,000 and €95,000.
Melges IC37 / 40 is a sailing yacht from Melges, built since 2016, and today changes hands at between €220,000 and €520,000.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
Dinghies are mostly trailed and stored ashore, and that is where most damage happens: rigging, strapping down and winter storage.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Melges insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
