Monterey 278SS insurance: calculate your premium
Model page, insured as a motorboat
For us the Monterey 278SS (two hundred seventy-eight) is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Monterey 278SS, 2026 model year; your own papers count.
Monterey 278SS: cover, cost and conditions
The premium for the Monterey 278SS (two hundred seventy-eight) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Monterey 278SS (two hundred seventy-eight) starts from €49 a year. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Monterey 278SS (two hundred seventy-eight) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Monterey 278SS, number two hundred seventy-eight.
What is a used Monterey 278SS worth?
A used Monterey 278SS built between 2007 and 2024 in average condition is typically worth between
€39,300 and €124,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €97,500 to €124,100 | €110,800 |
| 2023 | €96,800 to €123,200 | €110,000 |
| 2022 | €93,400 to €118,800 | €106,100 |
| 2021 | €87,100 to €110,900 | €99,000 |
| 2020 | €78,700 to €100,100 | €89,400 |
| 2019 | €74,500 to €94,900 | €84,700 |
| 2018 | €66,800 to €85,000 | €75,900 |
| 2017 | €59,100 to €75,300 | €67,200 |
| 2016 | €62,900 to €80,000 | €71,400 |
| 2015 | €57,100 to €72,700 | €64,900 |
| 2010 | €43,700 to €55,600 | €49,600 |
| 2009 | €42,000 to €53,400 | €47,700 |
| 2008 | €41,000 to €52,200 | €46,600 |
| 2007 | €39,300 to €50,000 | €44,600 |
Does the sum insured on your Monterey 278SS still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey 278SS?
Yes.
We accept a Monterey 278SS (two hundred seventy-eight) like any other boat: type of boat, year,
value, engine output and cruising area decide, not the builder.
What does cover for a Monterey 278SS cost?
Cover for the Monterey 278SS (two hundred seventy-eight) starts from €49 a year and then depends
on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Monterey 278SS (two hundred seventy-eight) is called often depends on the year
and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Monterey 278SS (two hundred seventy-eight) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Monterey 278SS (two hundred seventy-eight) through the
switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Monterey 278SS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
