Monterey M-205 insurance: calculate your premium
Model page, insured as a motorboat
If you own a Monterey M-205 (two hundred five), you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Monterey M-205, 2026 model year; your own papers count.
Monterey M-205: cover, cost and conditions
Five figures decide what cover for the Monterey M-205 (two hundred five) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Monterey M-205 (two hundred five) the premium starts from €49 a year; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Monterey M-205 (two hundred five) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Monterey M-205, number two hundred five.
What is a used Monterey M-205 worth?
A used Monterey M-205 built between 2017 and 2024 in average condition is typically worth between
€46,400 and €101,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €76,500 to €97,300 | €86,900 |
| 2023 | €79,500 to €101,200 | €90,300 |
| 2022 | €77,100 to €98,100 | €87,600 |
| 2021 | €66,700 to €84,900 | €75,800 |
| 2020 | €61,000 to €77,600 | €69,300 |
| 2019 | €57,900 to €73,700 | €65,800 |
| 2018 | €51,900 to €66,000 | €58,900 |
| 2017 | €46,400 to €59,000 | €52,700 |
Does the sum insured on your Monterey M-205 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey M-205?
Yes.
For accepting the Monterey M-205 (two hundred five) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Monterey M-205 cost?
The premium for the Monterey M-205 (two hundred five) starts from €49 a year.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Monterey M-205 (two hundred five) change with the year and the
documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Monterey M-205 (two hundred five):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Monterey M-205 (two hundred five),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Monterey M-205 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
