Monterey M-45 insurance: calculate your premium
Model page, insured as a motorboat
The Monterey M-45 (forty-five) is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Monterey M-45, 2026 model year; your own papers count.
Monterey M-45: cover, cost and conditions
For the Monterey M-45 (forty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Monterey M-45 (forty-five) starts from €49 a year. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Monterey M-45 (forty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Monterey M-45, number forty-five.
What is a used Monterey M-45 worth?
A used Monterey M-45 built between 2017 and 2024 in average condition is typically worth between
€51,600 and €112,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €84,300 to €107,300 | €95,800 |
| 2023 | €88,300 to €112,300 | €100,300 |
| 2022 | €85,800 to €109,200 | €97,500 |
| 2021 | €74,900 to €95,300 | €85,100 |
| 2020 | €68,400 to €87,000 | €77,700 |
| 2019 | €65,000 to €82,800 | €73,900 |
| 2018 | €57,500 to €73,300 | €65,400 |
| 2017 | €51,600 to €65,600 | €58,600 |
Does the sum insured on your Monterey M-45 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey M-45?
Yes.
Whether we insure the Monterey M-45 (forty-five) depends not on make or model but on type of boat,
year, value, engine output and cruising area.
What does cover for a Monterey M-45 cost?
For the Monterey M-45 (forty-five) the premium starts from €49 a year.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Monterey M-45 (forty-five),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Monterey M-45 (forty-five) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Monterey M-45 (forty-five) is cancelled by our switching service at no
cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Monterey M-45 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
