Monterey M-225 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Monterey M-225 (two hundred twenty-five) as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Monterey M-225, 2026 model year; your own papers count.
Monterey M-225: cover, cost and conditions
Monterey M-225 (two hundred twenty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Monterey M-225 (two hundred twenty-five) cost? The premium starts from €49 a year. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Monterey M-225 (two hundred twenty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Monterey M-225, number two hundred twenty-five.
What is a used Monterey M-225 worth?
A used Monterey M-225 built between 2018 and 2024 in average condition is typically worth between
€40,600 and €79,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €60,000 to €76,400 | €68,200 |
| 2023 | €62,700 to €79,800 | €71,200 |
| 2022 | €60,600 to €77,100 | €68,800 |
| 2021 | €50,100 to €63,700 | €56,900 |
| 2020 | €45,600 to €58,000 | €51,800 |
| 2019 | €43,200 to €55,000 | €49,100 |
| 2018 | €40,600 to €51,700 | €46,100 |
Does the sum insured on your Monterey M-225 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey M-225?
Yes.
Neither the make nor the model decides whether the Monterey M-225 (two hundred twenty-five) is
insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Monterey M-225 cost?
For the Monterey M-225: Cover starts from €49 a year.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Monterey M-225 (two hundred twenty-five) vary with the papers and
the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Monterey M-225 (two hundred twenty-five) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Monterey M-225 (two hundred twenty-five)
free of charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Monterey M-225 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
