Monterey M4 insurance: calculate your premium
Model page, insured as a motorboat
If you own a Monterey M4 (four), you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Monterey M4, 2026 model year; your own papers count.
Monterey M4: cover, cost and conditions
Five figures decide what cover for the Monterey M4 (four) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Monterey M4 (four) the premium starts from €49 a year; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Monterey M4 (four) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Monterey M4, number four.
What is a used Monterey M4 worth?
A used Monterey M4 built between 2015 and 2024 in average condition is typically worth between
€35,200 and €85,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €67,200 to €85,500 | €76,300 |
| 2023 | €66,400 to €84,600 | €75,500 |
| 2022 | €63,600 to €81,000 | €72,300 |
| 2021 | €58,400 to €74,400 | €66,400 |
| 2020 | €53,400 to €68,000 | €60,700 |
| 2019 | €50,400 to €64,200 | €57,300 |
| 2018 | €46,000 to €58,600 | €52,300 |
| 2017 | €41,400 to €52,600 | €47,000 |
| 2016 | €37,000 to €47,100 | €42,100 |
| 2015 | €35,200 to €44,800 | €40,000 |
Does the sum insured on your Monterey M4 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey M4?
Yes.
For accepting the Monterey M4 (four) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Monterey M4 cost?
The premium for the Monterey M4 (four) starts from €49 a year.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Monterey M4 (four) change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Monterey M4 (four):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Monterey M4 (four),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Monterey M4 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
