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Ryds 20 Family insurance: calculate your premium

Model page, insured as a motorboat

We insure the Ryds 20 Family as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make
Ryds
Type of boat
motorboat
Length overall
6.14 m
Built
2007 to 2013

Length from our boat catalogue for the 2007–2013 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€477 a year

or €43 a month if paid monthly

Liability and hull · boat value €20,000 (market value) · built 2010 · 110 hp assumed · inland waters

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Finance, example

€183 a month

Purchase price €20,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 6.14 m against a metre scale, to scale. Built 2007 to 2013.

Ryds 20 Family: cover, cost and conditions

Ryds 20 Family: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Ryds 20 Family: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.

What does cover for a Ryds 20 Family cost? The premium starts from €49 a year. For a Ryds 20 Family at the usual market value of €20,000 the premium is €477 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €368, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Ryds 20 Family with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

What is a used Ryds 20 Family worth?

A used Ryds 20 Family built between 2010 and 2010 in average condition is typically worth between

€17,200 and €21,800 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2010€17,200 to €21,800€19,500

With agreed-value cover, the agreed sum counts after a total loss of your Ryds 20 Family;

with actual-value cover, the value at the time.

Does your sum still fit?

Market today

For sale in October 2026

3

Typical asking price, 2010 boat

€19,900

Our value, 2010 boat

€19,500

Asking prices against our value

+2%

In October 2026 we found 3 boats of the Ryds 20 Family for sale.

Typical asking price for a 2010 Ryds 20 Family: €19,900.

Our value for a Ryds 20 Family of that year: €19,500.

Asking prices and value of the Ryds 20 Family are close together.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 3 boats of the Ryds 20 Family we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Ryds 20 Family.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Ryds 20 Family?

Yes.

Neither the make nor the model decides whether the Ryds 20 Family is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Ryds 20 Family cost?

Cover starts from €49 a year.

For a Ryds 20 Family at the usual market value of €20,000 the premium is €477 a year:

liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.

Hull cover accounts for €368, liability for €109.

Tariff as of 31.10.2026, your own boat may differ.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Ryds 20 Family vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Ryds 20 Family is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Ryds 20 Family free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Ryds 485 FC Ryds 435 DL Ryds 435 FC Ryds 510 GTS Ryds 440 GT Ryds 535 FC Ryds 735VI Ryds 650VI DC Ryds 650VI BR Ryds 630VI Mid C Ryds 550VI Mid C Ryds 550VI Sport Ryds 490VI Sport Ryds 484VI Ryds 538 BF Ryds 486 BF Ryds 23 WA Ryds 510 GTI Ryds 23 DC Ryds Camping Ryds 478 GT Ryds 568 GTI Ryds 500 HT Ryds 548 Sport

All models by Ryds

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Ryds 20 Family insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Three friends laughing behind the windscreen of a dark blue motorboat as it skims across a lake in the sunshine

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77