Saga 385 insurance: calculate your premium
Model page, insured as a motorboat
The Saga 385 (three hundred eighty-five) is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Saga 385, 2026 model year; your own papers count.
Saga 385: cover, cost and conditions
For the Saga 385 (three hundred eighty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Saga 385 (three hundred eighty-five) starts from €49 a year. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Saga 385 (three hundred eighty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Saga 385, number three hundred eighty-five.
What is a used Saga 385 worth?
A used Saga 385 built between 2019 and 2024 in average condition is typically worth between
€212,400 and €359,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €282,500 to €359,500 | €321,000 |
| 2023 | €275,800 to €351,000 | €313,400 |
| 2022 | €265,500 to €337,900 | €301,700 |
| 2021 | €253,500 to €322,700 | €288,100 |
| 2020 | €229,100 to €291,500 | €260,300 |
| 2019 | €212,400 to €270,400 | €241,400 |
Does the sum insured on your Saga 385 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Saga 385?
Yes.
Whether we insure the Saga 385 (three hundred eighty-five) depends not on make or model but on
type of boat, year, value, engine output and cruising area.
What does cover for a Saga 385 cost?
For the Saga 385 (three hundred eighty-five) the premium starts from €49 a year.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Saga 385 (three hundred eighty-five),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Saga 385 (three hundred eighty-five) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Saga 385 (three hundred eighty-five) is cancelled by our switching
service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Saga 385 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
