Saga 390 HT insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Saga 390 HT (three hundred ninety): we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Technical data
Length overall
Manufacturer figures for the Saga 390 HT, 2026 model year; your own papers count.
Saga 390 HT: cover, cost and conditions
How much does the name Saga 390 HT (three hundred ninety) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Saga 390 HT (three hundred ninety)? It starts from €49 a year. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Saga 390 HT (three hundred ninety) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Saga 390 HT, number three hundred ninety.
What is a used Saga 390 HT worth?
A used Saga 390 HT built between 2020 and 2024 in average condition is typically worth between
€243,600 and €377,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €296,900 to €377,900 | €337,400 |
| 2023 | €291,200 to €370,600 | €330,900 |
| 2022 | €280,400 to €356,800 | €318,600 |
| 2021 | €269,500 to €342,900 | €306,200 |
| 2020 | €243,600 to €310,000 | €276,800 |
Does the sum insured on your Saga 390 HT still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Saga 390 HT?
Yes, the Saga 390 HT (three hundred ninety) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Saga 390 HT cost?
It starts from €49 a year.
What your Saga 390 HT (three hundred ninety) costs exactly you can work out online in a few
minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Saga 390 HT (three hundred ninety) appears in papers and brochures under slightly different
names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover:
we pay the agreed value for the Saga 390 HT (three hundred ninety),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Saga 390 HT (three
hundred ninety) free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Saga 390 HT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
