Insuring Topaz Boats
motor yachts · several countries
Topaz Boats builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Topaz Boats; cover, cost and conditions
Four model ranges are documented: the 24 CC as a motorboat and the 32, 33 and 40 Express as motor yachts, built between 2000 and 2012. On motorised boats, engine power is one of the factors from which the premium results, along with the type of boat, value, year of construction and cruising range.
If a more powerful engine is fitted later, please report it so that the contract matches the boat. Full hull cover covers collision, grounding, vandalism and theft of parts including the outboard, with an agreed value and with no deduction for depreciation.
Production ended in 2012, which is irrelevant for acceptance into the contract: we insure regardless of the year of construction, the place of purchase and previous owners. In the Premium tariff full hull cover applies with no age limit, and third-party liability offers a limit of indemnity of 10 to 50 million euros.
Questions and answers
Frequent questions
Does a more powerful engine have to be reported?
Yes, because engine power feeds into the premium. After you report it we adjust the contract, so that power and agreed value match the boat again.
What does full hull cover cover beyond the limited hull cover?
Collision, grounding, vandalism and theft of parts including the outboard. The limited hull cover remains responsible for fire, storm, lightning strike and theft of the entire boat.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Topaz Boats, build years and cover
Topaz 24 CC is a motorboat from Topaz Boats, built from 2003 to 2012.
Topaz 32 Express is a motor yacht from Topaz Boats, built from 2000 to 2012.
Topaz 33 Express is a motor yacht from Topaz Boats, built from 2005 to 2012.
Topaz 40 Express is a motor yacht from Topaz Boats, built from 2003 to 2012.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Topaz Boats insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
