Windy 23 FC insurance: calculate your premium
Model page, insured as a motorboat
The Windy 23 FC is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Windy
- Type of boat
- motorboat
- Length overall
- 7.00 m
- Built
- 1978 to 1993
Length from our boat catalogue for the 1978–1993 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€435 a year
or €39 a month if paid monthly
Liability and hull · boat value €13,000 (market value) · built 1985 · 110 hp assumed · inland waters
Finance, example
€119 a month
Purchase price €13,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Windy 23 FC: cover, cost and conditions
For the Windy 23 FC we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Windy 23 FC starts from €49 a year. For a Windy 23 FC at the usual market value of €13,000 the premium is €435 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €326, liability for €109. Tariff as of 02.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Windy 23 FC with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Windy 23 FC, number twenty-three.
What is a used Windy 23 FC worth?
A used Windy 23 FC built between 1981 and 1990 in average condition is typically worth between
€9,400 and €16,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1990 | €12,800 to €16,300 | €14,600 |
| 1989 | €12,500 to €15,900 | €14,200 |
| 1988 | €12,200 to €15,500 | €13,800 |
| 1987 | €11,900 to €15,100 | €13,500 |
| 1986 | €9,400 to €12,000 | €10,700 |
| 1985 | €11,100 to €14,100 | €12,600 |
| 1984 | €11,000 to €14,000 | €12,500 |
| 1983 | €10,900 to €13,900 | €12,400 |
| 1982 | €10,800 to €13,700 | €12,200 |
| 1981 | €10,800 to €13,700 | €12,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Windy 23 FC;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Windy 23 FC.
Market today
For sale in November 2026
7
Typical asking price, 1986 boat
€8,900
Our value, 1986 boat
€10,700
Asking prices against our value
−17%
In November 2026 we found 7 boats of the Windy 23 FC for sale.
Typical asking price for a 1986 Windy 23 FC: €8,900.
Our value for a Windy 23 FC of that year: €10,700.
The Windy 23 FC is offered about 17% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 7 boats of the Windy 23 FC we found for sale most recently.
1989
7.01 m, Sweden
1988
7.01 m, Norway
1988
7.05 m, Switzerland
1986
7.05 m, Switzerland
1986
7.01 m, Sweden
1986
7.01 m, Sweden
1986
7.05 m, Switzerland
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Windy 23 FC?
Yes.
Whether we insure the Windy 23 FC depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Windy 23 FC cost?
For the Windy 23 FC the premium starts from €49 a year.
For a Windy 23 FC at the usual market value of €13,000 the premium is €435 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €326, liability for €109.
Tariff as of 02.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Windy 23 FC, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Windy 23 FC is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Windy 23 FC is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Windy 23 FC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
