Windy 31 Tornado insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Windy 31 Tornado as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Windy
- Type of boat
- motor yacht
- Length overall
- 9.42 m
- Built
- 1994 to 2008
Length from our boat catalogue for the 1994–2008 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,209 a year
or €110 a month if paid monthly
Liability and hull · boat value €63,000 (market value) · built 1997 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€577 a month
Purchase price €63,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Windy 31 Tornado: cover, cost and conditions
Windy 31 Tornado: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Windy 31 Tornado: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Windy 31 Tornado cost? The premium starts from €49 a year. For a Windy 31 Tornado at the usual market value of €63,000 the premium is €1,209 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €1,060, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Windy 31 Tornado with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Windy 31 Tornado worth?
A used Windy 31 Tornado built between 1997 and 2005 in average condition is typically worth
between €45,100 and €85,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €67,300 to €85,600 | €76,400 |
| 2004 | €66,200 to €84,300 | €75,200 |
| 2003 | €65,400 to €83,200 | €74,300 |
| 2002 | €49,000 to €62,300 | €55,700 |
| 2001 | €46,900 to €59,700 | €53,300 |
| 2000 | €45,100 to €57,500 | €51,300 |
| 1997 | €55,600 to €70,800 | €63,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Windy 31 Tornado;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Windy 31 Tornado.
Market today
For sale in November 2026
7
Typical asking price, 2002 boat
€65,300
Our value, 2002 boat
€55,700
Asking prices against our value
+17%
In November 2026 we found 7 boats of the Windy 31 Tornado for sale.
Typical asking price for a 2002 Windy 31 Tornado: €65,300.
Our value for a Windy 31 Tornado of that year: €55,700.
Asking prices for the Windy 31 Tornado are about 17% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 7 boats of the Windy 31 Tornado we found for sale most recently.
2002
9.45 m, Sweden
2002
9.39 m, Switzerland
2001
9.45 m, Norway
2000
9.42 m, United Kingdom
1997
9.39 m, Switzerland
1999
Germany
year newer than our values
€68,400
Listing on scanboat.com ↗1998
9.42 m, Switzerland
year newer than our values
€90,100
Listing on boat24.ch ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Windy 31 Tornado?
Yes.
Neither the make nor the model decides whether the Windy 31 Tornado is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Windy 31 Tornado cost?
Cover starts from €49 a year.
For a Windy 31 Tornado at the usual market value of €63,000 the premium is €1,209 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €1,060, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Windy 31 Tornado vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Windy 31 Tornado is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Windy 31 Tornado free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Windy 31 Tornado insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
