2 Which insurance?Choose as many as you like. For each one, the details an insurer needs for a quote appear below.
Personal
Business
3 Details
Who should be covered? *
Please choose Just me Me and my partner Family with children Single parent with children
Year of birth of the oldest person *
Do you work in the public sector?
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
What matters to you
Type of home *
Please choose Flat on an upper floor Flat on the ground floor or in a basement Detached, semi-detached or terraced house
How is the home used? *
Please choose Main home, permanently lived in Second home or holiday home
Value of jewellery, watches, art and collections *
Please choose Under €5,000 €5,000 to €20,000 Over €20,000
Total value of all bikes and e-bikes
Please choose None Up to €2,000 €2,000 to €5,000 Over €5,000
Do you want cover for flooding and heavy rain?
Please choose Yes No
Contents claims in the last five years, in any country *
Please choose None One Two or more
Anything else we should know
Type of building *
Please choose Detached house Semi-detached or terraced house Two-family house Apartment building
Living space in m² *
Construction type *
Please choose Solid masonry or concrete with hard roof Prefabricated or timber frame Half-timbered or thatched roof
Basement *
Please choose No basement Basement without living rooms Basement with living rooms
Solar panels on the roof?
Please choose Yes No
Do you want natural hazards cover (flood, heavy rain)?
Please choose Yes No
Building claims in the last five years *
Please choose None One Two or more
What should be covered against natural hazards? *
Please choose Building Contents Building and contents
Do you already have buildings or contents insurance? *
Please choose Yes, I want to add natural hazards cover Yes, I want to switch insurer No, I need a new policy
Distance to the nearest river, stream or lake *
Please choose Under 100 m 100 to 500 m Over 500 m Not sure If you know your ZÜRS class, please mention it in the message field
Basement *
Please choose No basement Basement without living rooms Basement with living rooms or building services
Is a sewer non-return valve fitted?
Please choose Yes No
Has the property ever had a flood or backflow claim? *
Please choose Yes No
What are you building? *
Please choose New detached house New two-family or multi-unit house Extension, conversion or added storey Prefab house
Building cost excluding the plot, in euros *
Planned start of construction *
Construction method *
Please choose Masonry or concrete Timber frame or prefab Mixed or not yet decided
Your own work on site *
Please choose None Some tasks A large share
Will friends or family help on site?
Please choose Yes No
What matters to you
Year of first registration *
Current no-claims class (liability) *
Please choose SF 0 or new driver SF 1 to SF 5 SF 6 to SF 15 SF 16 to SF 25 SF 26 or higher I don't know, or my record is from abroad
Annual mileage *
Please choose up to 6,000 km 6,000 to 12,000 km 12,000 to 20,000 km over 20,000 km
Who drives the car? *
Please choose Only me Me and my partner Also drivers under 25 Any driver
Cover required *
Please choose Liability only Liability and partial cover Liability and fully comprehensive Please advise me
Is the car kept in a garage overnight?
Please choose Yes No
Type of bike *
Please choose Bicycle without motor Pedelec up to 25 km/h Speed pedelec up to 45 km/h Cargo bike
Purchase price in euros *
Date of purchase *
Cover required *
Please choose Theft only Theft and damage Theft, damage and wear
Where is the bike kept at night? *
Please choose Inside the flat or a locked private room Shared cellar or bike room Outdoors
Do you already have contents insurance (Hausrat)?
Please choose Yes No
Single trip or annual cover? *
Please choose Single trip Annual cover for all trips
Who should be insured? *
Please choose One person Couple Family with children Single parent with children
Year of birth of the oldest person *
Destinations *
Please choose Europe Worldwide excluding USA and Canada Worldwide including USA and Canada
Which cover? *
Please choose Travel health only Travel health and cancellation Full package Please advise me
Trip price in euros (for cancellation cover)
Longest single trip *
Please choose up to 6 weeks up to 8 weeks longer than 8 weeks
Drone (make and model) *
Take-off weight *
Please choose under 250 g 250 g to 900 g 900 g to 4 kg 4 kg to 25 kg
Use *
Please choose Private only Private and occasionally commercial Commercial
Operating category *
Please choose Open category A1 or A3 Open category A2 Specific category I don't know
Should the drone itself be insured (hull cover)? *
Please choose Yes No
Value of the drone with accessories in euros
Do you also fly outside Germany?
Please choose Yes No
Which animals should be insured? *
Please choose One dog Several dogs Horse Dog and horse
Year of birth of the animal
Is the dog classed as dangerous or on a breed list? *
Please choose Yes No
Claims caused by the animal in the last five years *
Please choose None One Two or more
What matters to you
Species *
Please choose Dog Cat
Date of birth of the animal *
Cover you want *
Please choose Surgery only Surgery and treatment Not sure yet, please advise
Are there known conditions or ongoing treatments? *
Please choose Yes No
Is the animal neutered?
Please choose Yes No
What matters to you
Employment situation *
Please choose Employed Self-employed or freelance Civil servant Retired Not working, in training or studying
Who should be covered? *
Please choose Just me Me and my partner Family with children Single parent with children
Areas you want covered *
Please choose Private, work and traffic Private, work, traffic and housing Traffic only Not sure yet, please advise
Housing situation *
Please choose Renting Owner-occupier Also renting out property
Preferred deductible
Please choose None 150 € 250 to 300 € 500 € or more
Legal claims in the last five years *
Please choose None One Two or more
What matters to you
Who should be covered? *
Please choose Just me Me and my partner Family with children A child only
Year of birth (if several people: the oldest) *
Preferred base sum for permanent impairment *
Please choose Up to €100,000 €100,000 to €250,000 Over €250,000 Please advise
Any high-risk sports or hobbies?
Please choose Yes No For example motorcycling, diving, climbing, paragliding
Any existing disability or serious pre-existing condition? *
Please choose Yes No
Anything else that matters to you
Year of birth of the person to be insured *
Preferred sum insured *
Please choose Up to €5,000 €5,000 to €10,000 Over €10,000 Not sure yet
Who should be insured? *
Please choose Just me Me and my partner Someone else, for example a parent
Preferred premium payment *
Please choose Ongoing, lowest possible monthly premium Only until a set age Single premium
Preferred type of burial
Please choose Burial Cremation Not decided
Burial abroad or repatriation wanted?
Please choose Yes No For example to your or your family's home country
Anything else that matters to you
Which type of pension are you interested in? *
Please choose Private pension policy (traditional or unit-linked) Rürup pension (Basisrente) Subsidised saving (Riester, new scheme from 2027) Not sure yet, please advise
Year of birth *
Employment status in Germany *
Please choose Employed Self-employed or freelance Civil servant Other (training, parental leave, not working)
Planned contribution *
Please choose up to €50 a month €50 to €150 a month €150 to €300 a month more than €300 a month One-off payment
Planned retirement age
How important is a guarantee? *
Please choose Contributions should be fully guaranteed A partial guarantee is enough No guarantee, more upside Not sure yet
Existing pension contracts and plans
For example a pension from your home country, a German company pension, how long you plan to stay
Who should be insured? *
Please choose Only me Me and my partner Me and my children Partner and children
Year of birth of the main person *
Employment status *
Please choose Employee Self-employed or freelancer Civil servant Student or trainee Retired or other
How are you insured today? *
Please choose German public insurance German private insurance Insured abroad Currently not insured
Pre-existing conditions and ongoing treatment
Keywords are enough, including treatment abroad.
We clarify this anonymously before any application.
Who should be insured? *
Please choose Only me Me and my partner One or more children Family
Year of birth of the oldest person *
Which gap do you want to close? *
Please choose Hospital (private room, consultant) Outpatient (alternative practitioner, glasses, check-ups) Both Income during illness (daily sick pay)
Employment status
Please choose Employee Self-employed Not working or retired
Is any treatment ongoing or recommended? *
Please choose Yes No
What matters to you
Who should be insured? *
Please choose Only me Me and my partner One or more children Family
Year of birth of the oldest person *
Missing teeth not yet replaced *
Please choose None One or two Three or more Wisdom teeth and gaps closed by braces do not count
Has a dentist recommended or planned any treatment? *
Please choose Yes No
What matters most to you? *
Please choose Dentures and implants Preservation and cleaning Braces for a child All of these
Notes
Year of birth *
Which type interests you? *
Please choose Daily care allowance Care cost insurance Care pension Not sure yet, please advise
Any pre-existing conditions or ongoing treatment? *
Please choose Yes No
Has a care level already been applied for or granted? *
Please choose Yes No
Notes
Legal form *
Please choose Sole trader (Einzelunternehmen) Partnership (GbR or similar) GmbH or UG Other legal form
Annual net turnover in euros *
Number of staff including owners *
Preferred limit of indemnity *
Please choose EUR 3 million EUR 5 million EUR 10 million Please advise
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Does your chamber or trade law require insurance? *
Please choose Yes No
Legal form *
Please choose Sole practitioner or freelancer GbR or partnership GmbH, PartG mbB or other limited liability form Other legal form
Annual net fee income in euros *
Number of professionals and staff *
Preferred limit per claim *
Please choose EUR 250,000 EUR 500,000 EUR 1 million EUR 2 million or more Please advise
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
Type of premises *
Please choose Shop or showroom Office or practice Workshop or production Warehouse Restaurant or café
Replacement value of furniture and equipment in euros *
Burglary protection *
Please choose Standard door locks only Security locks, bars or shutters Alarm system
Property claims in the last five years *
Please choose None One Two or more
What matters to you
How is the building used? *
Please choose Office or practice Retail Trade or production Warehouse or logistics Mixed with residential units
Who uses the building? *
Please choose Only my own business Let to other businesses Partly vacant
Year of construction *
Usable floor area in square metres *
Construction *
Please choose Masonry with hard roof Steel or hall construction Timber or timber frame Other or mixed
Building claims in the last five years *
Please choose None One Two or more
What matters to you
Annual turnover in euros *
Preferred indemnity period *
Please choose 12 months 18 months 24 months Please advise
Does the business depend on a single supplier or customer?
Please choose Yes No
Do you already have contents or buildings insurance? *
Please choose Yes No
Business interruptions in the last five years *
Please choose None One Two or more
What matters to you
Which equipment should be insured? *
Please choose Office IT and phone system Tills and inventory systems Medical equipment Measuring, testing and control technology Mixed
Replacement value of all devices in euros *
Are devices used away from the premises? *
Please choose Yes No
Should data and software be covered?
Please choose Yes No
Is any equipment leased or financed?
Please choose Yes No
Electronics claims in the last five years *
Please choose None One Two or more
What matters to you
Which machines do you want to insure? *
Please choose Fixed production machinery Construction plant and mobile equipment Technical plant such as compressors, refrigeration or CHP Mixed machinery
Average age of the machines *
Please choose Under 3 years 3 to 10 years Over 10 years
Is equipment used at changing sites? *
Please choose Yes No
Should loss of production be covered?
Please choose Yes No
Industry and main activity *
Anything else we should know
For example machine list, leasing, security measures, previous claims
How many vehicles are in the fleet? *
Which vehicles are in the fleet? *
Please choose Cars only Cars and vans up to 3.5 t Including trucks over 3.5 t Mixed with trailers or special vehicles
Cover required *
Please choose Liability only Liability and partial comprehensive Liability and fully comprehensive Different per vehicle
Claims in the fleet over the last three years *
Please choose None 1 to 3 4 to 10 More than 10
Who drives the vehicles? *
Please choose Named drivers only All employees Employees and family members, including private use
How is the fleet insured today? *
Please choose Individual policies Existing fleet contract New fleet
Anything else we should know
For example leasing, insurer's claims report, foreign trips, renewal date
Annual company turnover *
Please choose up to EUR 1 million EUR 1 to 5 million EUR 5 to 25 million EUR 25 to 100 million over EUR 100 million
Number of employees *
Sector and business activity *
Do you sell online or accept card payments? *
Please choose Yes No
How is your data backed up? *
Please choose Daily, separated from the network or offline Daily, but on the same network Less often than daily Not sure
Is multi-factor authentication set up for email and remote access? *
Please choose Yes No
Security incidents in the last five years *
Please choose None One Several
Preferred limit of indemnity
Please choose EUR 250,000 EUR 500,000 EUR 1 million EUR 2 million or more Please advise Rule of thumb: cost of three to four weeks of downtime plus recovery
Who is asking? *
Please choose Employer planning to introduce a company pension Employer with an existing scheme Employee with questions about my own company pension
Number of employees *
Industry *
Does a collective agreement apply? *
Please choose Yes, with pension rules Yes, without pension rules No Not sure
Existing funding routes *
Please choose No company pension yet Direct insurance Pensionskasse or pension fund Support fund or direct promise Several or unclear
Planned employer contribution *
Please choose Legal minimum top-up only Top-up above the minimum Fully employer-funded Not decided yet
What matters to you
For example English-language admin, staff from abroad, director's pension, reviewing old contracts
Number of employees to be insured *
Average age of the workforce (approx.)
Main focus of the plan *
Please choose Health budget Dental Hospital Prevention and vision Not decided yet
Planned premium per employee per month *
Please choose up to EUR 20 EUR 20 to 35 EUR 35 to 50 over EUR 50 Not decided yet
Should family members be able to join at group rates?
Please choose Yes No
Do you already have company health insurance? *
Please choose Yes No
Number of people to be insured *
Scope of cover *
Please choose 24 hours, work and leisure Work only Not decided yet
Employees' activities *
For example office, field sales, installation, warehouse, drivers
Disability base sum per person *
Please choose EUR 50,000 EUR 100,000 EUR 200,000 more than EUR 200,000 Please advise
Death benefit required?
Please choose Yes No
Does a collective or works agreement require the cover? *
Please choose Yes No
