Insuring Fairline Yachts
motor yachts · the United Kingdom
Fairline builds motor yachts in the United Kingdom. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
motor yachts
Typical sizes
10 bis 30 m
Premium from
from €49 a year for liability
Worth knowing
Fairline Yachts; cover, cost and conditions
Fairline builds motor yachts between 11 and 20 metres in England, Targa as the sporty open, Squadron with a flybridge, Phantom as a sedan. These are yachts with solid wood interiors and elaborate onboard systems: air conditioning, generator, stabilisers, bow thruster. This equipment is the block of value that is regularly set too low in the sum insured, and on a 15 metre yacht it easily accounts for a quarter of the value.
On yachts of this size the generator is the most frequent cause of fire and water damage at the same time: exhaust routing through the hull, seawater cooling, fuel line. A defective impeller lets the generator overheat, a burst exhaust hose carries water into the engine room. Both are covered by full hull cover if they occur suddenly. Keeping to the service intervals is not a recommendation on this component but a condition.
Questions and answers
Frequent questions
Are the generator, air conditioning and stabilisers covered?
Yes, as permanently installed onboard equipment. What matters is reflecting their value in the sum insured; on larger yachts the onboard equipment accounts for a quarter of the value.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Fairline, with value and cover
Targa 43 / 48 is a motor yacht from Fairline (the United Kingdom), built since 2005, and today changes hands at between €250,000 and €1,100,000.
Squadron 50 / 58 is a motor yacht from Fairline (the United Kingdom), built since 2005, and today changes hands at between €400,000 and €1,900,000.
Phantom 40 (classic) is a motor yacht from Fairline (the United Kingdom), built from 1995 to 2010, and today changes hands at between €110,000 and €320,000.
Sunfury / Corniche (classic) is a motor yacht from Fairline (the United Kingdom), built from 1980 to 1998, and today changes hands at between €25,000 and €130,000.
Squadron / Phantom is a motor yacht from Fairline (the United Kingdom), built since 2000, and today changes hands at between €190,000 and €1,400,000.
Phantom 46 / 65 is a motor yacht from Fairline (the United Kingdom), built since 2005, and today changes hands at between €320,000 and €1,600,000.
Targa 63 / 68 is a motor yacht from Fairline (the United Kingdom), built since 2010, and today changes hands at between €890,000 and €2,600,000.
Fairline Sprint 21 / Weekend 21 (classic) is a motorboat from Fairline (the United Kingdom), built from 1980 to 1996, and today changes hands at between €6,000 and €22,000.
Fairline Mirage 29 / Sun Fury 26 is a motor yacht from Fairline (the United Kingdom), built from 1985 to 1998, and today changes hands at between €14,000 and €45,000.
Fairline Sedan 32 is a motor yacht from Fairline (the United Kingdom), built from 1985 to 1998, and today changes hands at between €18,000 and €52,000.
Targa 40 / 45 / 50 is a motor yacht from Fairline (the United Kingdom), built since 2015, and today changes hands at between €680,000 and €1,400,000.
Squadron 58 / 68 is a motor yacht from Fairline (the United Kingdom), built since 2014, and today changes hands at between €1,600,000 and €3,200,000.
Phantom 65 is a motor yacht from Fairline (the United Kingdom), built since 2018, and today changes hands at between €2,200,000 and €3,400,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Fairline insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
