Insuring Najad
sailing boats and sailing yachts · Sweden
Najad builds sailing boats and sailing yachts in Sweden. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Sweden
Class
sailing boats and sailing yachts
Typical sizes
10 bis 20 m
Premium from
from €39 a year for liability
Worth knowing
Najad; cover, cost and conditions
In Sweden, Najad builds blue-water yachts between 12 and 16 metres, centre-cockpit yachts with solid wood interiors and the build quality typical of Swedish yards. These are yachts for long-distance cruising, built for the North Sea, the Atlantic and beyond. For the insurance that means: the cruising range may be chosen generously, because the yacht is designed for it.
The solid wood interior is the block of value that makes water damage expensive. A burst fresh-water line or a leaking deck fitting above the berth hits veneered and solid surfaces whose restoration is joinery work. We cover such damage under full hull cover where it occurs suddenly, not where moisture penetrates slowly. Check the boat in winter, particularly when it lies under its cover.
Questions and answers
Frequent questions
Can long-distance cruising across the Atlantic be insured?
Yes, with the worldwide cruising range. Discuss the passage with us beforehand; salvage cover and the deductible then need to be clarified individually.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Najad, with value and cover
Najad 34 / 391 (classic) is a sailing yacht from Najad (Sweden), built from 1971 to 1995, and today changes hands at between €35,000 and €110,000.
Najad 395 / 450 is a sailing yacht from Najad (Sweden), built since 2005, and today changes hands at between €320,000 and €890,000.
Najad 340 (classic) is a sailing yacht from Najad (Sweden), built from 1985 to 2005, and today changes hands at between €60,000 and €180,000.
Najad 320 is a sailing yacht from Najad (Sweden), built from 1985 to 2005, and today changes hands at between €55,000 and €165,000.
Najad 361 / 380 is a sailing yacht from Najad (Sweden), built from 1995 to 2020, and today changes hands at between €95,000 and €320,000.
Najad 355 / 373 is a sailing yacht from Najad (Sweden), built from 1998 to 2015, and today changes hands at between €95,000 and €240,000.
Najad 440 / 490 is a sailing yacht from Najad (Sweden), built since 2000, and today changes hands at between €220,000 and €890,000.
Najad 505 / 570 is a sailing yacht from Najad (Sweden), built since 2005, and today changes hands at between €690,000 and €1,900,000.
Najad 395 / 450 / 505 is a sailing yacht from Najad (Sweden), built since 2012, and today changes hands at between €620,000 and €1,400,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Najad insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
