Insuring ACM: cover and premium

motor yachts · several countries

ACM: french builder of motorboats and motor yachts. NAMMERT insures a ACM regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motor yachts

Typical sizes

8 to 13,7 m

Premium from

from €49 a year for liability

Worth knowing

ACM; cover, cost and conditions

ACM is a French motorboat yard based in Cabourg, Normandy. A Dutch broker describes the Elite 31 as a cruiser that is easy to transport yet roomy inside, and the Heritage as a hard-top boat that suits anglers; the yard also makes a point of unsinkable construction. Sources disagree on the year the company started, so we leave it out. The range runs from compact cabin boats to the Mystic yachts, whose numbers roughly give the length in feet.

Our model records hold five ACM entries, all classed as motor yachts. The Elite 31 appears twice at 9.41 m, once from 1994 and once from 1995, so there are four distinct models. The Heritage is the smallest at 7.99 m, recorded from 1995 to 2012. Above it sit the Mystic 39 at 11.75 m and the Mystic 44 at 13.65 m, both built from 2003 to 2012. Build years span 1994 to 2012, lengths 7.99 to 13.65 m.

The Heritage and Elite 31 are towable, which makes them good boats for rivers, lakes and harbours reached by road, and the Heritage's hard top keeps anglers dry on early mornings. The Mystic 39 and 44 are marina boats for coastal cruising. With hulls now up to three decades old, check engine hours, shaft seals and windows before buying.

Questions and answers

Frequent questions

Why does the Elite 31 appear twice?

For ACM: It is recorded twice at 9.41 m, once from 1994 and once from 1995, both up to 2012.

It is the same boat, so the brand has four different models.

Which is the smallest ACM model?

For ACM: The Heritage at 7.99 m, recorded from 1995 to 2012, a hard-top boat popular with anglers.

The cover that fits

For ACM: What matters for motor yachts is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, ACM included.

Insuring motor yachts, every brand and every condition

Other builders in this class

Abeking & Rasmussen Absolute Admiral (The Italian Sea Group) Amels / Damen Aquanaut Arksen Astondoa Azimut Baglietto Balt Yacht Beneteau Benetti Bering Yachts Bilgin Yachts Birchwood Blohm+Voss Boarncruiser Postelwitz boatyard Broom Bruno Abbate Cantiere delle Marche Carver Christensen Circa Marine

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your ACM.

Current wind force and direction for your waters are shown on the Home.

Series by ACM, build years and cover

Elite 31

Elite 31 is a motor yacht from ACM, built from 1995 to 2012.

Elite 31

Also a motor yacht, built from 1994 to 2012.

Heritage

Heritage is a motor yacht from ACM, built from 1995 to 2012.

Mystic 39

Mystic 39 is a motor yacht from ACM, built from 2003 to 2012.

Mystic 44

Also a motor yacht, built from 2003 to 2012.

What this means for the cover

For the Elite 31, Heritage, Mystic 39 by ACM and 1 more series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Elite 31, Heritage, Mystic 39 by ACM and further series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The ACM range in figures

These figures come from the model records we keep for ACM: boat type, build years and length,

nothing estimated.

motor yacht: 5 models, 1994 to 2012, 8 to 13.7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one ACM model, running from its first to its last year of build. The colour shows the type of boat.

What does a used ACM cost?

We hold today’s price ranges by year for 3 models by ACM.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Elite 31	1998 to 2009	€36,500 to €64,500
Elite 31	1997 to 2009	€47,400 to €82,700
Heritage	1998 to 2009	€28,600 to €54,500

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

ACM insured in five minutes.

Boat type, year built, length and value of your ACM are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

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