Insuring Carver Yachts: cover and premium
motor yachts · the USA
Carver Yachts builds motor yachts in the USA. NAMMERT insures a Carver regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motor yachts
Typical sizes
8 to 17 m
Premium from
from €49 a year for liability
Worth knowing
Carver Yachts; cover, cost and conditions
Carver of Wisconsin builds flybridge and aft cabin yachts with a great deal of interior volume. The large superstructure is the reason why these boats need to be covered with particular care in winter storage: water that enters through windows and sliding hatches leads to moisture damage in the wooden interior, and moisture is a gradual process, not a sudden event. Hull insurance does not pay for anything gradual.
For Carver yachts with petrol engines the rule of engine room ventilation applies: run the blower before every start. Fire and deflagration in the engine room are the most severe damage of all on petrol boats; they are covered under limited hull cover and full hull cover, and they can be prevented with three minutes of patience. A maintenance-free fire extinguisher on board is part of the required equipment in any case.
On the larger model ranges the values are in the six-figure region. That puts the question of the limit of indemnity in third-party liability in a new light: ten million euros is the entry level, fifty million costs little more and covers the only case with no natural upper limit, personal injury. On a yacht with eight guests on board that is not an academic consideration.
Questions and answers
Frequent questions
Is moisture in the interior joinery insured?
For Carver: Only if it is the consequence of a covered event, such as storm damage to a window.
Water entering gradually through leaking seals is wear and tear and is not insured.
What limit of indemnity do you recommend for a flybridge yacht?
For Carver: Fifty million euros.
The additional cost compared with ten million is small,
and with personal injury there is no upper limit at which a loss limits itself.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Carver: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Carver, at replacement value with an agreed fixed value.
For the whole class of boat
For Carver: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Carver included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Carver.
Current wind force and direction for your waters are shown on the Home.
Series by Carver, with value and cover
Mariner / Voyager (classic) is a motor yacht from Carver (the USA), built from 1970 to 1990,
and today changes hands at between €15,000 and €55,000.
Santego 340 / 380 is a motor yacht from Carver (the USA), built from 1988 to 2000,
and today changes hands at between €35,000 and €95,000.
Aft Cabin 355 / 405 is a motor yacht from Carver (the USA), built from 1990 to 2005,
and today changes hands at between €55,000 and €150,000.
Voyager 450 / 530 is a motor yacht from Carver (the USA), built from 1998 to 2012,
and today changes hands at between €120,000 and €390,000.
Command Bridge 34 / 41 is a motor yacht from Carver (the USA), built from 2005 to 2019,
and today changes hands at between €150,000 and €520,000.
For the Mariner / Voyager (classic) and Santego 340 / 380 by Carver series there is no list price
left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Aft Cabin 355 / 405, Voyager 450 / 530 and Command Bridge 34 / 41 by Carver series the
market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Mariner / Voyager (classic), Santego 340 / 380,
Aft Cabin 355 / 405 by Carver and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Carver range in figures
These figures come from the model records we keep for Carver: boat type, build years and length,
nothing estimated.
- motor yacht
- 136 models, since 1971, mostly 8.5 to 15.1 m
- motorboat
- 2 models, 1974 to 1993, 6.8 to 7.5 m
Which model was built when?
What does a used Carver cost?
We hold today’s price ranges by year for 96 models by Carver.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Carver 21 Montego | 1988 to 1991 | €20,100 to €27,800 |
| Carver 2276 | 1977 to 1979 | €12,200 to €15,500 |
| Carver 2357 Montego | 1989 to 1991 | €19,800 to €31,600 |
| Carver 250 | 1995 to 1997 | €20,000 to €26,200 |
| Carver 2557 Montego | 1990 to 1991 | €30,400 to €40,800 |
| Carver 2566 | 1976 to 1980 | €14,800 to €20,000 |
| Carver 2587 Allegra | 1990 to 1991 | €24,900 to €33,000 |
| Carver 26 | 1984 to 1992 | €14,700 to €24,000 |
| Carver 260 MC Express | 1998 to 1999 | €20,800 to €26,600 |
| Carver 2687 | 1980 to 1984 | €12,800 to €18,600 |
| Carver 2757 Montego | 1990 to 1991 | €32,700 to €43,700 |
| Carver 2767 Santego | 1990 to 1991 | €36,300 to €48,600 |
| Carver 28 | 1985 to 1986 | €20,600 to €26,800 |
| Carver 280 | 1996 to 1997 | €26,100 to €35,800 |
| Carver 280 Sedan | 1998 to 1999 | €30,100 to €39,400 |
| Carver 2807 RAC | 1989 to 1990 | €19,000 to €24,600 |
| Carver 2826 | 1978 to 1981 | €21,300 to €28,800 |
| Carver 2827 Voyager | 1988 to 1991 | €19,400 to €49,700 |
| Carver 2866 | 1977 to 1986 | €27,500 to €48,200 |
| Carver 2897 Mariner | 1989 to 1991 | €20,300 to €49,700 |
| Carver 30 Santego | 1987 to 1991 | €29,900 to €46,600 |
| Carver 3007 | 1981 to 1983 | €23,700 to €32,100 |
| Carver 3027 Sedan | 1981 to 1982 | €27,100 to €35,400 |
| Carver 3087 Allegra | 1989 | €39,700 to €50,500 |
| Carver 310 | 1996 to 1997 | €36,600 to €47,400 |
| Carver 3157 Montego | 1990 to 1991 | €34,800 to €47,500 |
| Carver 32 Montego | 1990 to 1992 | €36,700 to €52,300 |
| Carver 320 | 1996 to 1997 | €42,500 to €57,700 |
| Carver 320 Voyager | 1994 to 2000 | €38,400 to €60,800 |
| Carver 3207 | 1983 to 1985 | €26,800 to €36,600 |
| Carver 3207 AC | 1991 | €45,300 to €57,700 |
| Carver 3227 C | 1991 | €47,100 to €59,900 |
| Carver 325 | 1996 to 1998 | €42,600 to €59,800 |
| Carver 325 AC Motor Yacht | 1998 to 1999 | €46,800 to €60,900 |
| Carver 3257 M | 1989 to 1990 | €30,000 to €38,900 |
| Carver 326 AC Motor Yacht | 2000 to 2002 | €73,600 to €102,300 |
| Carver 3297 M | 1989 to 1990 | €30,600 to €39,600 |
| Carver 3297 Mariner | 1990 to 1991 | €43,500 to €59,400 |
| Carver 33 Mariner | 1984 to 1992 | €32,600 to €58,800 |
| Carver 330 | 1995 to 1997 | €47,500 to €65,500 |
| Carver 3326 | 1980 to 1982 | €30,000 to €40,000 |
| Carver 3396 | 1979 to 1980 | €28,900 to €38,200 |
| Carver 34 | 2012 to 2021 | €105,500 to €314,600 |
| Carver 3467 Santego | 1989 to 1991 | €50,400 to €74,000 |
| Carver 350 Mariner | 2000 to 2004 | €83,400 to €122,200 |
| Carver 355 | 1995 to 1998 | €77,600 to €109,200 |
| Carver 3557 Montego | 1990 to 1991 | €52,000 to €70,600 |
| Carver 356 AC Motor Yacht | 1999 to 2005 | €92,700 to €161,200 |
| Carver 36 | 1984 to 1990 | €44,300 to €71,300 |
| Carver 36 Command Bridge | 2018 to 2024 | €193,900 to €371,700 |
| Carver 36 Mariner | 2010 to 2014 | €110,600 to €175,600 |
| Carver 36 SS | 2010 to 2014 | €124,400 to €201,200 |
| Carver 3607 | 1981 to 1984 | €40,600 to €56,800 |
| Carver 3607 AC | 1989 to 1990 | €49,800 to €65,100 |
| Carver 3608 | 1990 to 1991 | €54,100 to €73,600 |
| Carver 37 | 2014 to 2021 | €116,400 to €335,200 |
| Carver 370 | 1993 to 1997 | €71,200 to €105,700 |
| Carver 370 Voyager | 2000 | €87,200 to €111,000 |
| Carver 374 Voyager | 2000 to 2003 | €101,500 to €144,300 |
| Carver 38 SS | 2010 to 2014 | €137,000 to €223,600 |
| Carver 380 | 1991 to 1997 | €50,100 to €83,000 |
| Carver 380 Santego SE | 2000 to 2003 | €94,800 to €138,600 |
| Carver 3807 AC | 1990 to 1991 | €67,000 to €87,800 |
| Carver 3867 S | 1989 to 1990 | €42,400 to €54,800 |
| Carver 3867 Santego | 1990 to 1991 | €58,400 to €79,000 |
| Carver 3897 Santego | 1990 to 1991 | €58,400 to €79,000 |
| Carver 39 Motor Yacht | 2000 to 2004 | €114,000 to €173,000 |
| Carver 390 | 1991 to 1997 | €73,900 to €119,500 |
| Carver 40 Command Bridge | 2013 to 2024 | €173,000 to €487,300 |
| Carver 404 Cockpit Motor Yacht | 1999 to 2004 | €112,000 to €159,500 |
| Carver 406 AC Motor Yacht | 1999 to 2003 | €109,900 to €161,400 |
| Carver 41 Cockpit MY | 2010 to 2014 | €154,000 to €247,200 |
| Carver 4207 AC | 1988 to 1991 | €67,100 to €97,800 |
| Carver 43 | 2015 to 2021 | €213,300 to €455,000 |
| Carver 43 Motor Yacht | 2006 to 2007 | €217,900 to €283,700 |
| Carver 43 SS | 2010 to 2013 | €202,300 to €294,900 |
| Carver 430 | 1996 to 1997 | €96,400 to €132,300 |
| Carver 44 Sojourn | 2010 to 2014 | €179,000 to €285,200 |
| Carver 440 | 1994 to 2007 | €91,300 to €204,600 |
| Carver 445 AC Motor Yacht | 2000 | €153,200 to €195,000 |
| Carver 450 Voyager PH | 1999 to 2004 | €167,600 to €256,800 |
| Carver 456 Cockpit Motor Yacht | 2000 to 2002 | €160,300 to €223,800 |
| Carver 46 Voyager | 2010 to 2014 | €249,000 to €388,800 |
| Carver 47 MY | 2010 to 2014 | €246,500 to €392,100 |
| Carver 504 Cockpit Motor Yacht | 1999 to 2002 | €184,100 to €258,100 |
| Carver 506 Motor Yacht | 2000 to 2005 | €188,100 to €297,300 |
| Carver 52 | 2017 to 2024 | €423,000 to €856,000 |
| Carver 52 Command Bridge | 2018 to 2024 | €459,800 to €841,500 |
| Carver 52 Voyager | 2010 to 2014 | €320,800 to €507,400 |
| Carver 523 Montego | 1990 | €16,300 to €20,700 |
| Carver 530 Voyager PH | 1999 to 2006 | €192,200 to €349,100 |
| Carver 56 Voyager | 2010 | €329,000 to €418,700 |
| Carver Camper | 1977 to 1978 | €20,200 to €25,700 |
| Carver Sant-Cruz | 1977 to 1979 | €14,100 to €17,900 |
| Montery | 1997 | €24,100 to €30,700 |
| Montery 2585 | 1974 to 1976 | €14,900 to €18,900 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Carver we insure
Each Carver model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Carver insured in five minutes.
Boat type, year built, length and value of your Carver are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
