Albin 21 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Albin 21 as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Albin
- Type of boat
- motorboat
- Length overall
- 6.30 m
- Built
- 1967 to 1977
Length from our boat catalogue for the 1967–1977 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€328 a year
or €27 a month if paid monthly
Liability and hull · boat value €5,000 (market value) · built 1974 · 110 hp assumed · inland waters
Finance, example
€46 a month
Purchase price €5,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Albin 21: cover, cost and conditions
Albin 21: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Albin 21: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Albin 21 cost? The premium starts from €49 a year. For a Albin 21 at the usual market value of €5,000 the premium is €328 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €219, liability for €109. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Albin 21 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Albin 21, number twenty-one.
What is a used Albin 21 worth?
A used Albin 21 built between 1970 and 1974 in average condition is typically worth between €4,600
and €6,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1974 | €4,600 to €5,900 | €5,200 |
| 1973 | €4,700 to €5,900 | €5,300 |
| 1972 | €4,700 to €5,900 | €5,300 |
| 1971 | €4,800 to €6,200 | €5,500 |
| 1970 | €4,800 to €6,200 | €5,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Albin 21;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in November 2026
3
Typical asking price, 1972 boat
€2,300
Our value, 1972 boat
€5,300
Asking prices against our value
−57%
In November 2026 we found 3 boats of the Albin 21 for sale.
Typical asking price for a 1972 Albin 21: €2,300.
Our value for a Albin 21 of that year: €5,300.
The Albin 21 is offered about 57% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Albin 21 we found for sale most recently.
1973
6.40 m, Denmark
1972
6.40 m, Sweden
1971
6.40 m, Sweden
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Albin 21?
Yes.
Neither the make nor the model decides whether the Albin 21 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Albin 21 cost?
Cover starts from €49 a year.
For a Albin 21 at the usual market value of €5,000 the premium is €328 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €219, liability for €109.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Albin 21 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Albin 21 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Albin 21 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Albin 21 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
