Beneteau First 25 insurance: calculate your premium
Model page, insured as a sailing boat
The Beneteau First 25 (twenty-five) is insurable with us as a sailing boat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing boat
- Length overall
- 7.50 m
- Built
- 1976 to 1988
Length from our boat catalogue for the 1976–1988 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€308 a year
or €26 a month if paid monthly
Liability and hull · boat value €9,000 (market value) · built 1983 · North Sea and Baltic
Finance, example
€82 a month
Purchase price €9,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau First 25: cover, cost and conditions
For the Beneteau First 25 (twenty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Beneteau First 25 (twenty-five) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau First 25 at the usual market value of €9,000 the premium is €308 a year: liability and hull in Basis-Plus, North Sea and Baltic, about 35 m² of sail, hull excess €250, paid annually. Hull cover accounts for €219, liability for €89. Tariff as of 21.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Beneteau First 25 (twenty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Beneteau First 25, number twenty-five.
What is a used Beneteau First 25 worth?
A used Beneteau First 25 built between 1979 and 1985 in average condition is typically worth
between €7,200 and €10,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1985 | €8,500 to €10,700 | €9,600 |
| 1984 | €8,400 to €10,700 | €9,500 |
| 1983 | €7,900 to €10,100 | €9,000 |
| 1982 | €7,700 to €9,800 | €8,700 |
| 1981 | €7,600 to €9,600 | €8,600 |
| 1980 | €7,500 to €9,500 | €8,500 |
| 1979 | €7,200 to €9,200 | €8,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau First 25;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau First 25.
Market today
For sale in October 2026
8
Typical asking price, 1982 boat
€8,600
Our value, 1982 boat
€8,700
Asking prices against our value
−1%
In October 2026 we found 8 boats of the Beneteau First 25 for sale.
Typical asking price for a 1982 Beneteau First 25: €8,600.
Our value for a Beneteau First 25 of that year: €8,700.
Asking prices and value of the Beneteau First 25 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 8 boats of the Beneteau First 25 we found for sale most recently.
1983
7.50 m, United Kingdom
1983
United Kingdom
1983
7.52 m, France
1983
7.50 m, France
1983
Belgium
1982
7.52 m, France
1981
7.32 m, United Kingdom
1980
Belgium
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau First 25?
Yes.
Whether we insure the Beneteau First 25 (twenty-five) depends not on make or model but on type of
boat, year, value, engine output and cruising area.
What does cover for a Beneteau First 25 cost?
For the Beneteau First 25 (twenty-five) the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau First 25 at the usual market value of €9,000 the premium is €308 a year:
liability and hull in Basis-Plus, North Sea and Baltic, about 35 m² of sail, hull excess €250,
paid annually.
Hull cover accounts for €219, liability for €89.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Beneteau First 25 (twenty-five),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau First 25 (twenty-five) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Beneteau First 25 (twenty-five) is cancelled by our switching service at
no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Beneteau First 25 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
