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Four Winns Sundowner 255 insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Four Winns Sundowner 255 (two hundred fifty-five) as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Four Winns
- Type of boat
- motor yacht
- Length overall
- 8.02 m
- Built
- 1986 to 2010
Length from our boat catalogue for the 1986–2010 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€710 a year
or €64 a month if paid monthly
Liability and hull · boat value €20,000 (market value) · built 1992 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€183 a month
Purchase price €20,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns Sundowner 255: cover, cost and conditions
Four Winns Sundowner 255 (two hundred fifty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Four Winns Sundowner 255 (two hundred fifty-five) cost? The premium starts from €49 a year. For a Four Winns Sundowner 255 at the usual market value of €20,000 the premium is €710 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €561, liability for €149. Tariff as of 22.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Four Winns Sundowner 255 (two hundred fifty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Four Winns Sundowner 255,
number two hundred fifty-five.
What is a used Four Winns Sundowner 255 worth?
A used Four Winns Sundowner 255 built between 1989 and 2007 in average condition is typically
worth between €16,900 and €40,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2007 | €31,400 to €40,000 | €35,700 |
| 2006 | €27,600 to €35,100 | €31,300 |
| 2005 | €26,100 to €33,300 | €29,700 |
| 1993 | €17,200 to €21,800 | €19,500 |
| 1992 | €17,800 to €22,600 | €20,200 |
| 1991 | €17,400 to €22,200 | €19,800 |
| 1990 | €16,900 to €21,500 | €19,200 |
| 1989 | €17,000 to €21,600 | €19,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns Sundowner
255; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Four Winns Sundowner 255.
Market today
For sale in October 2026
5
Typical asking price, 1993 boat
€19,000
Our value, 1993 boat
€19,500
Asking prices against our value
−3%
In October 2026 we found 5 boats of the Four Winns Sundowner 255 for sale.
Typical asking price for a 1993 Four Winns Sundowner 255: €19,000.
Our value for a Four Winns Sundowner 255 of that year: €19,500.
Asking prices and value of the Four Winns Sundowner 255 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Four Winns Sundowner 255 we found for sale most recently.
2006
7.55 m, Poland
2006
7.37 m, United Kingdom
2006
7.62 m, United Kingdom
2005
7.49 m, Italy
1991
Germany
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns Sundowner 255?
Yes.
Neither the make nor the model decides whether the Four Winns Sundowner 255 (two hundred
fifty-five) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Four Winns Sundowner 255 cost?
Cover starts from €49 a year.
For a Four Winns Sundowner 255 at the usual market value of €20,000 the premium is €710 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €250, paid annually.
Hull cover accounts for €561, liability for €149.
Tariff as of 22.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Four Winns Sundowner 255 (two hundred fifty-five) vary with the
papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Four Winns Sundowner 255 (two hundred fifty-five) is settled at the
agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Four Winns Sundowner 255 (two hundred
fifty-five) free of charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Four Winns Sundowner 255 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
