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Insuring HT Houseboats: cover and premium
boats of various types
HT Houseboats builds boats of various types. NAMMERT insures a HT Houseboats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
HT Houseboats; cover, cost and conditions
Whether a boat is used on inland waters or on the coast affects the premium: alongside type of boat, value, year of construction and engine power, the cruising range is a central rating factor. For the Safety 31 Family Plus from HT Houseboats, a cabin catamaran, you therefore state your waters when taking out the policy.
The Safety 31 Family Plus has been built since 2017 and continues to this day, and the Safety 31 is already sailing in our own portfolio. Newer boats we secure with an agreed value: the arranged value applies bindingly, and indemnity is paid with no deduction for depreciation (new for old). In this way the value of the boat remains reliably documented over the years.
Cover also exists away from the water, in winter storage, during craning and launching and while in transport. The international certificate of insurance in ten languages is included automatically, in case you move the catamaran abroad. When you switch to us, we cancel your previous contract free of charge.
Questions and answers
Frequent questions
Can I move from inland waters to the coast with the Safety 31?
Yes, for HT Houseboats too: The cruising range is part of the contract and a premium factor;
report the change and we will adjust the classification.
The certificate of insurance in ten languages is included in any case.
How is a cabin catamaran such as the Safety 31 Family Plus classified?
For HT Houseboats: By type of boat, value, year of construction, engine power and cruising range,
never by the brand.
Up to a sum insured of 2.5 million euros you conclude the contract directly online.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from HT Houseboats: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a HT Houseboats, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a HT Houseboats: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your HT Houseboats.
Current wind force and direction for your waters are shown on the Home.
Series by HT Houseboats, build years and cover
Safety 31 Family Plus is a cabin catamaran from HT Houseboats, built since 2017.
As the Safety 31 Family Plus by HT Houseboats series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Safety 31 Family Plus by HT Houseboats series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
What does a used HT Houseboats cost?
We hold today’s price ranges by year for 1 models by HT Houseboats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Safety 31 Family Plus | 2020 to 2021 | €134,200 to €186,600 |
Estimate from our boat records, October 2026.
Not a survey.
Models by HT Houseboats we insure
Each HT Houseboats model has its own page with cover,
cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
HT Houseboats insured in five minutes.
Boat type, year built, length and value of your HT Houseboats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
