Monterey 180 FS insurance: calculate your premium
Model page, insured as a motorboat
We insure the Monterey 180 FS as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Monterey
- Type of boat
- motorboat
- Length overall
- 6.20 m
- Built
- 2002 to 2013
Length from our boat catalogue for the 2002–2013 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€440 a year
or €39 a month if paid monthly
Liability and hull · boat value €18,000 (market value) · built 2009 · 110 hp assumed · inland waters
Finance, example
€165 a month
Purchase price €18,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Monterey 180 FS: cover, cost and conditions
Monterey 180 FS: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Monterey 180 FS: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Monterey 180 FS cost? The premium starts from €49 a year. For a Monterey 180 FS at the usual market value of €18,000 the premium is €440 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €331, liability for €109. Tariff as of 01.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Monterey 180 FS with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Monterey 180 FS, number one hundred eighty.
What is a used Monterey 180 FS worth?
A used Monterey 180 FS built between 2005 and 2010 in average condition is typically worth between
€14,000 and €21,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2010 | €16,800 to €21,400 | €19,100 |
| 2009 | €16,100 to €20,500 | €18,300 |
| 2008 | €15,600 to €19,900 | €17,700 |
| 2007 | €15,200 to €19,400 | €17,300 |
| 2006 | €15,000 to €19,000 | €17,000 |
| 2005 | €14,000 to €17,800 | €15,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Monterey 180 FS;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Monterey 180 FS.
Market today
For sale in November 2026
15
Typical asking price, 2008 boat
€17,900
Our value, 2008 boat
€17,700
Asking prices against our value
+1%
In November 2026 we found 15 boats of the Monterey 180 FS for sale.
Typical asking price for a 2008 Monterey 180 FS: €17,900.
Our value for a Monterey 180 FS of that year: €17,700.
Asking prices and value of the Monterey 180 FS are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 15 boats of the Monterey 180 FS we found for sale most recently.
2010
5.90 m, United Kingdom
2010
Netherlands
2009
Germany
2008
Denmark
2008
Germany
2008
Netherlands
2007
6.10 m, Denmark
2007
Denmark
2007
Sweden
2007
Denmark
2006
5.49 m, Denmark
2006
Netherlands
2005
5.50 m, Slovakia
2005
5.79 m, Denmark
2005
Denmark
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey 180 FS?
Yes.
Neither the make nor the model decides whether the Monterey 180 FS is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Monterey 180 FS cost?
Cover starts from €49 a year.
For a Monterey 180 FS at the usual market value of €18,000 the premium is €440 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €331, liability for €109.
Tariff as of 01.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Monterey 180 FS vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Monterey 180 FS is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Monterey 180 FS free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Monterey 180 FS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
