Monterey 250 Cruiser insurance: calculate your premium
Model page, insured as a motor yacht
The Monterey 250 Cruiser is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Monterey
- Type of boat
- motor yacht
- Length overall
- 8.20 m
- Built
- 2000 to 2013
Length from our boat catalogue for the 2000–2013 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€926 a year
or €84 a month if paid monthly
Liability and hull · boat value €40,000 (market value) · built 2008 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€366 a month
Purchase price €40,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Monterey 250 Cruiser: cover, cost and conditions
For the Monterey 250 Cruiser we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Monterey 250 Cruiser starts from €49 a year. For a Monterey 250 Cruiser at the usual market value of €40,000 the premium is €926 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €777, liability for €149. Tariff as of 01.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Monterey 250 Cruiser with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Monterey 250 Cruiser, number two hundred fifty.
What is a used Monterey 250 Cruiser worth?
A used Monterey 250 Cruiser built between 2003 and 2010 in average condition is typically worth
between €26,300 and €60,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2010 | €37,700 to €48,000 | €42,800 |
| 2009 | €35,900 to €45,700 | €40,800 |
| 2008 | €34,900 to €44,300 | €39,600 |
| 2007 | €34,100 to €43,300 | €38,700 |
| 2006 | €47,200 to €60,100 | €53,700 |
| 2005 | €45,000 to €57,300 | €51,100 |
| 2004 | €26,900 to €34,200 | €30,600 |
| 2003 | €26,300 to €33,500 | €29,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Monterey 250 Cruiser;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Monterey 250 Cruiser.
Market today
For sale in November 2026
5
Typical asking price, 2007 boat
€42,400
Our value, 2007 boat
€38,700
Asking prices against our value
+10%
In November 2026 we found 5 boats of the Monterey 250 Cruiser for sale.
Typical asking price for a 2007 Monterey 250 Cruiser: €42,400.
Our value for a Monterey 250 Cruiser of that year: €38,700.
Asking prices for the Monterey 250 Cruiser are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Monterey 250 Cruiser we found for sale most recently.
2007
8.23 m, Denmark
2006
8.23 m, Denmark
2006
8.23 m, Denmark
2005
8.20 m, Italy
2004
Germany
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Monterey 250 Cruiser?
Yes.
Whether we insure the Monterey 250 Cruiser depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Monterey 250 Cruiser cost?
For the Monterey 250 Cruiser the premium starts from €49 a year.
For a Monterey 250 Cruiser at the usual market value of €40,000 the premium is €926 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €250, paid annually.
Hull cover accounts for €777, liability for €149.
Tariff as of 01.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Monterey 250 Cruiser, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Monterey 250 Cruiser is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Monterey 250 Cruiser is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Monterey 250 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
