Rio 700 Cruiser insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Rio 700 Cruiser: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Rio
- Type of boat
- motor yacht
- Length overall
- 7.58 m
- Built
- 1997 to 2012
Length from our boat catalogue for the 1997–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€712 a year
or €64 a month if paid monthly
Liability and hull · boat value €25,000 (market value) · built 2004 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€229 a month
Purchase price €25,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Rio 700 Cruiser: cover, cost and conditions
How much does the name Rio 700 Cruiser matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Rio 700 Cruiser? It starts from €49 a year. For a Rio 700 Cruiser at the usual market value of €25,000 the premium is €712 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €563, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Rio 700 Cruiser may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Rio 700 Cruiser, number seven hundred.
What is a used Rio 700 Cruiser worth?
A used Rio 700 Cruiser built between 2000 and 2009 in average condition is typically worth between
€15,700 and €33,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €26,500 to €33,700 | €30,100 |
| 2008 | €25,400 to €32,300 | €28,900 |
| 2007 | €24,700 to €31,500 | €28,100 |
| 2006 | €23,800 to €30,300 | €27,100 |
| 2005 | €23,000 to €29,200 | €26,100 |
| 2004 | €21,700 to €27,600 | €24,600 |
| 2003 | €21,100 to €26,900 | €24,000 |
| 2002 | €18,200 to €23,200 | €20,700 |
| 2001 | €16,800 to €21,400 | €19,100 |
| 2000 | €15,700 to €20,100 | €17,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Rio 700 Cruiser;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 6% off the value of a Rio 700 Cruiser.
Market today
For sale in November 2026
3
Typical asking price, 2005 boat
€25,000
Our value, 2005 boat
€26,100
Asking prices against our value
−4%
In November 2026 we found 3 boats of the Rio 700 Cruiser for sale.
Typical asking price for a 2005 Rio 700 Cruiser: €25,000.
Our value for a Rio 700 Cruiser of that year: €26,100.
The Rio 700 Cruiser is offered about 4% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Rio 700 Cruiser we found for sale most recently.
2004
Netherlands
2003
7.25 m, Spain
2002
France
2002
7.00 m, Spain
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Rio 700 Cruiser?
Yes, the Rio 700 Cruiser is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Rio 700 Cruiser cost?
It starts from €49 a year.
For a Rio 700 Cruiser at the usual market value of €25,000 the premium is €712 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €250, paid annually.
Hull cover accounts for €563, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
What your Rio 700 Cruiser costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Rio 700 Cruiser appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Rio 700 Cruiser,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Rio 700 Cruiser
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Rio 700 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
