Rio 750 Cruiser insurance: calculate your premium
Model page, insured as a motor yacht
If you own a Rio 750 Cruiser, you insure it with us as a motor yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Rio
- Type of boat
- motor yacht
- Length overall
- 8.23 m
- Built
- 1994 to 2012
Length from our boat catalogue for the 1994–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€779 a year
or €70 a month if paid monthly
Liability and hull · boat value €28,000 (market value) · built 2004 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€257 a month
Purchase price €28,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Rio 750 Cruiser: cover, cost and conditions
Five figures decide what cover for the Rio 750 Cruiser costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Rio 750 Cruiser the premium starts from €49 a year. For a Rio 750 Cruiser at the usual market value of €28,000 the premium is €779 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €630, liability for €149. Tariff as of 02.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Rio 750 Cruiser it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Rio 750 Cruiser, number seven hundred fifty.
What is a used Rio 750 Cruiser worth?
A used Rio 750 Cruiser built between 1997 and 2009 in average condition is typically worth between
€16,300 and €36,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €28,600 to €36,400 | €32,500 |
| 2008 | €28,200 to €35,900 | €32,100 |
| 2007 | €26,700 to €34,000 | €30,400 |
| 2006 | €26,000 to €33,000 | €29,500 |
| 2005 | €25,200 to €32,000 | €28,600 |
| 2004 | €24,900 to €31,700 | €28,300 |
| 2003 | €24,300 to €30,900 | €27,600 |
| 2002 | €18,600 to €23,700 | €21,100 |
| 2001 | €17,300 to €22,000 | €19,700 |
| 2000 | €16,300 to €20,700 | €18,500 |
| 1998 | €19,800 to €25,200 | €22,500 |
| 1997 | €19,100 to €24,300 | €21,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Rio 750 Cruiser;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Rio 750 Cruiser.
Market today
For sale in November 2026
4
Typical asking price, 2004 boat
€23,400
Our value, 2004 boat
€28,300
Asking prices against our value
−17%
In November 2026 we found 4 boats of the Rio 750 Cruiser for sale.
Typical asking price for a 2004 Rio 750 Cruiser: €23,400.
Our value for a Rio 750 Cruiser of that year: €28,300.
The Rio 750 Cruiser is offered about 17% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Rio 750 Cruiser we found for sale most recently.
2006
7.49 m, Spain
2005
France
2004
7.46 m, Spain
1998
7.46 m, Italy
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Rio 750 Cruiser?
Yes.
For accepting the Rio 750 Cruiser we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Rio 750 Cruiser cost?
The premium for the Rio 750 Cruiser starts from €49 a year.
For a Rio 750 Cruiser at the usual market value of €28,000 the premium is €779 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €250, paid annually.
Hull cover accounts for €630, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Rio 750 Cruiser change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Rio 750 Cruiser:
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Rio 750 Cruiser, your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Rio 750 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
