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Ryds 480 S insurance: calculate your premium
Model page, insured as a motorboat
The Ryds 480 S (four hundred eighty) is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Ryds
- Type of boat
- motorboat
- Length overall
- 4.75 m
- Built
- 1987 to 2003
Length from our boat catalogue for the 1987–2003 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€328 a year
or €27 a month if paid monthly
Liability and hull · boat value €5,000 (market value) · built 1995 · 110 hp assumed · inland waters
Finance, example
€46 a month
Purchase price €5,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Ryds 480 S: cover, cost and conditions
For the Ryds 480 S (four hundred eighty) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Ryds 480 S (four hundred eighty) starts from €49 a year. For a Ryds 480 S at the usual market value of €5,000 the premium is €328 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €219, liability for €109. Tariff as of 13.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Ryds 480 S (four hundred eighty) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Ryds 480 S, number four hundred eighty.
What is a used Ryds 480 S worth?
A used Ryds 480 S built between 1990 and 1998 in average condition is typically worth between
€4,000 and €7,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1998 | €5,600 to €7,100 | €6,300 |
| 1996 | €4,500 to €5,700 | €5,100 |
| 1995 | €4,400 to €5,600 | €5,000 |
| 1994 | €4,200 to €5,400 | €4,800 |
| 1993 | €4,200 to €5,300 | €4,700 |
| 1992 | €4,200 to €5,300 | €4,700 |
| 1991 | €4,100 to €5,200 | €4,700 |
| 1990 | €4,000 to €5,000 | €4,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Ryds 480 S;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Ryds 480 S.
Market today
For sale in October 2026
4
Typical asking price, 1994 boat
€4,600
Our value, 1994 boat
€4,800
Asking prices against our value
−4%
In October 2026 we found 4 boats of the Ryds 480 S for sale.
Typical asking price for a 1994 Ryds 480 S: €4,600.
Our value for a Ryds 480 S of that year: €4,800.
The Ryds 480 S is offered about 4% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Ryds 480 S we found for sale most recently.
1998
4.88 m, Sweden
1995
4.88 m, Sweden
1995
4.57 m, Denmark
1989
4.88 m, Sweden
year newer than our values
€2,958
Listing on blocket.se ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Ryds 480 S?
Yes.
Whether we insure the Ryds 480 S (four hundred eighty) depends not on make or model but on type of
boat, year, value, engine output and cruising area.
What does cover for a Ryds 480 S cost?
For the Ryds 480 S (four hundred eighty) the premium starts from €49 a year.
For a Ryds 480 S at the usual market value of €5,000 the premium is €328 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €219, liability for €109.
Tariff as of 13.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Ryds 480 S (four hundred eighty),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Ryds 480 S (four hundred eighty) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Ryds 480 S (four hundred eighty) is cancelled by our switching service
at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Ryds 480 S insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
