Stingray 185 LX insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Stingray 185 LX: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Stingray 185 LX: cover, cost and conditions
Stingray 185 LX, in part also written as 185 LS, is listed with us as a motorboat and sails in the portfolio. Other details on this model are not recorded. The number in the name is a type designation and not a measurement.
A change of insurer often fails because of the cancellation. When you come to us, we cancel the previous contract free of charge in the switching service, so that no gap arises in between. We insure regardless of year of construction, place of purchase and previous owners.
The premium depends on type of boat, value, year of construction, engine power and cruising range. Up to a sum insured of 2.5 million euros the policy can be taken out online, and above that we review the individual case. From Stingray, 28 further models are recorded with us.
Also recorded as
In papers the Stingray 185 LX also goes by these names; none changes the premium.
What is a used Stingray 185 LX worth?
A used Stingray 185 LX built between 2003 and 2014 in average condition is typically worth between
€11,500 and €19,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €15,100 to €19,200 | €17,100 |
| 2013 | €15,000 to €19,000 | €17,000 |
| 2012 | €14,300 to €18,200 | €16,200 |
| 2011 | €14,100 to €17,900 | €16,000 |
| 2010 | €14,000 to €17,800 | €15,900 |
| 2009 | €13,800 to €17,600 | €15,700 |
| 2008 | €13,300 to €16,900 | €15,100 |
| 2007 | €12,800 to €16,300 | €14,600 |
| 2006 | €12,800 to €16,200 | €14,500 |
| 2005 | €12,300 to €15,700 | €14,000 |
| 2004 | €12,100 to €15,300 | €13,700 |
| 2003 | €11,500 to €14,700 | €13,100 |
Does the sum insured on your Stingray 185 LX still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Do you handle the cancellation with the previous insurer?
Yes, for the Stingray 185 LX too:
In the switching service we cancel the previous contract free of charge for you,
so that you do not have to deal with the deadlines yourself.
Is 185 LS the same model?
For the Stingray 185 LX: Both spellings are assigned to the same model with us.
For the contract, type of boat, value, year of construction,
engine power and cruising range are decisive.
Other models by this make
Stingray 185 LX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
